Pre-Quals from Capital One...Are these good??

Anonymous · ‎02-03-2015

I've never had pre-quals from Capital One until last night. Just curious to see if I had any offers.

Venture @16.9%

QS Visa @17.9%

Venture One @15.9%.

Not that I'm going to take any right now since I do NOT want triple pulls, but are these good offers? I checked off the box for "Travel Cards" when it asked what I was interested in.

kdm31091 · ‎02-03-2015

They're not bad. I like the Quicksilver because the rewards are more versatile. I don't see much point in the Venture One, because it's no AF but only 1.25 miles back, so why not just get a Quicksilver?

Venture is good if you are strictly into travel because it's 2 miles per dollar.

Anonymous · ‎02-03-2015

@kdm31091 wrote:
They're not bad. I like the Quicksilver because the rewards are more versatile. I don't see much point in the Venture One, because it's no AF but only 1.25 miles back, so why not just get a Quicksilver?

Venture is good if you are strictly into travel because it's 2 miles per dollar.

I already converted my Rebuilder Platinum to a QS in December so I guess I don't need another?? I have a Journey card that I don't know what to do about.

Anonymous · ‎02-03-2015

@Anonymous wrote:
@kdm31091 wrote:
They're not bad. I like the Quicksilver because the rewards are more versatile. I don't see much point in the Venture One, because it's no AF but only 1.25 miles back, so why not just get a Quicksilver?

Venture is good if you are strictly into travel because it's 2 miles per dollar.
I already converted my Rebuilder Platinum to a QS in December so I guess I don't need another?? I have a Journey card that I don't know what to do about.

You can get it for the sign-up bonus. Is your current QS a Siggy or WMC? If it's the WMC, it might be cool to have a QS Siggy too. You might even get a decent limit. The APR they're offering you is pretty decent.

Anonymous · ‎02-03-2015

WOW!!! I did the same thing last night, and got the same results! No offers before that, now the same three, with the same specs. So now the big question... Is Cap1's pre-qual becoming more like Discover, or are we on the same rebuilding path?? LOL

Anonymous · ‎02-03-2015

@Anonymous wrote:
@Anonymous wrote:
@kdm31091 wrote:
They're not bad. I like the Quicksilver because the rewards are more versatile. I don't see much point in the Venture One, because it's no AF but only 1.25 miles back, so why not just get a Quicksilver?

Venture is good if you are strictly into travel because it's 2 miles per dollar.
I already converted my Rebuilder Platinum to a QS in December so I guess I don't need another?? I have a Journey card that I don't know what to do about.
You can get it for the sign-up bonus. Is your current QS a Siggy or WMC? If it's the WMC, it might be cool to have a QS Siggy too. You might even get a decent limit. The APR they're offering you is pretty decent.

No Siggy or WMC. $3000 cl on that one. Would the new one be a Siggy?

Anonymous · ‎02-03-2015

@Anonymous wrote:
WOW!!! I did the same thing last night, and got the same results! No offers before that, now the same three, with the same specs. So now the big question... Is Cap1's pre-qual becoming more like Discover, or are we on the same rebuilding path?? LOL

LOL, I guess we're doing something right??!!!!!

Anonymous · ‎02-03-2015

You should apply for the Venture. You might get a $50K limit.

Anonymous · ‎02-03-2015

@Anonymous wrote:
You should apply for the Venture. You might get a $50K limit.

LOL, I wish!

Anonymous · ‎02-03-2015

@Anonymous wrote:
@Anonymous wrote:
You should apply for the Venture. You might get a $50K limit.
LOL, I wish!

There's a thread over in approvals where a member just did that - with a Fico of 690. And, that isn't even the weirdest part, He got approved for six Amex cards in one day.