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Pre approval in front of me?

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907grown
Established Contributor

Pre approval in front of me?

So since technically I'm in the garden, I'm asking this question for a  friend.... Yeah, yeah its for a friend...lol

I see so many people finding these online pre approvals, where do you find these?



Starting Score: 460
Current Score: EQ 764, TU 764, EX 740,
BOA AK AIR 30,000, Discover IT 6300, Freedom 25,300, Barclays RMC 15,660, Ring 15,000, BCE 15,000, QS17,000,AARP 15,000, ChaseFU 8,000,AND A LOT MORE!
Message 1 of 9
8 REPLIES 8
Anonymous
Not applicable

Re: Pre approval in front of me?

Internet.
Message 2 of 9
907grown
Established Contributor

Re: Pre approval in front of me?

Really, the Internet, uh ok, where do I find that?



Starting Score: 460
Current Score: EQ 764, TU 764, EX 740,
BOA AK AIR 30,000, Discover IT 6300, Freedom 25,300, Barclays RMC 15,660, Ring 15,000, BCE 15,000, QS17,000,AARP 15,000, ChaseFU 8,000,AND A LOT MORE!
Message 3 of 9
Anonymous
Not applicable

Re: Pre approval in front of me?

Chase and some of the other lenders have prequal sites.
Message 4 of 9
Anonymous
Not applicable

Re: Pre approval in front of me?

If you are looking for a specific lender such as Citi, Chase etc... just google "Citibank Pre Approval" and it will give you the direct link.

Message 5 of 9
ExplicitElicit
Established Contributor

Re: Pre approval in front of me?

Make sure that you are opt in to receive them.. OptIn/OptOut

Message 6 of 9
uswala
Senior Contributor

Re: Pre approval in front of me?

It is safer if you search online than to use any links posted by others.

Message 7 of 9
TruBlu
Contributor

Re: Pre approval in front of me?

I've read on this forum that Chase pre approvals are as good as gold. What is the consensus on Citi and others?
Message 8 of 9
Creditaddict
Legendary Contributor

Re: Pre approval in front of me?


@TruBlu wrote:
I've read on this forum that Chase pre approvals are as good as gold. What is the consensus on Citi and others?

citi are 2nd best to chase.

home depot just added a pre-qual on the credit card site of homedepot.com

discover seems very mixed... if you don't get a fixed interest rate offer then it's not a full pre-approval

capitalone tends to be very good

not to to much backing on amex

bank of america was good for a while several years ago but not sure now.

us bank seems worthless

 

Message 9 of 9
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