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Prequalified then 7-10 day message (Cap1 2nd card)

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Community Leader
Valued Contributor

Re: Prequalified then 7-10 day message (Cap1 2nd card)

Same thing happened with my hubby.
Message 11 of 15
Contributor

Re: Prequalified then 7-10 day message (Cap1 2nd card)

Another update...got the verification call on Tues. (10/19). After I verified everything I was told my applicaiton would be forwarded for processing and would receive either my card or denial letter within 10 business days. She gave me my application # to call back and suggested I allow at least 3 days before calling.

 

I haven't received any emails yet, and figured I'd call either later today or tomorrow. I app'd last Sat. The longer it takes the more I'm thinking my app is or has been denied. 

Fico 8 (11/25/17): EQ 669, TU 639, EX 670
In the garden … till Spring 2018

3/17: Cap1 QS MC ($750 CL); 4/17: Kohls Charge ($700 CL)
5/17: Overstock Store ($2,600 CL); Victoria Secrets ($750 CL)
10/17: Cap1 QS VS ($3,000 SL); Discover It ($9,000 SL)
10/17: HSN/Comenity ($2,650 CL)
11/17: Amazon Prime Store ($1,400 SL); Walmart ($300 SL)

Rebuilding -- Ch. 7 BK (10/26/16). Starting scores: EQ 541. TU 581
Message 12 of 15
Senior Contributor

Re: Prequalified then 7-10 day message (Cap1 2nd card)

Just call so you can hear "congratulations". Geesh.
NFCU Platinum $7300- AMEX BCP $9000- PenFed Power $11000- Chase FU $11700- DCU Platinum $15000- Care Credit $15000- AMEX EDP $15000- NFCU CLOC $15000- Chase CSP $18900- Discover IT Miles $20500- Penfed Promise $25000- NFCU Go Rewards $27100- Venture $28750 **As of 1/12/18** EX- 751(15) TU- 761(14) EQ- 732(15) UTI 9%- Clean Files
Message 13 of 15
Contributor

Re: Prequalified then 7-10 day message (Cap1 2nd card)


liv22 wrote:

Another update...got the verification call on Tues. (10/19). After I verified everything I was told my applicaiton would be forwarded for processing and would receive either my card or denial letter within 10 business days. She gave me my application # to call back and suggested I allow at least 3 days before calling.

 

I haven't received any emails yet, and figured I'd call either later today or tomorrow. I app'd last Sat. The longer it takes the more I'm thinking my app is or has been denied. 


 

Smiley Happy Approved...for $3,000! 

 

Sure, 5K would have been great but I am happy to get $3K. This time last year I was filing Ch7 so I am definitely grateful to get this approval for a 2nd card w/Cap1, and relieved the HP was not wasted. 

 

Thank you for all your feedback. You helped make the "waiting" a lot easier. Smiley Wink

Fico 8 (11/25/17): EQ 669, TU 639, EX 670
In the garden … till Spring 2018

3/17: Cap1 QS MC ($750 CL); 4/17: Kohls Charge ($700 CL)
5/17: Overstock Store ($2,600 CL); Victoria Secrets ($750 CL)
10/17: Cap1 QS VS ($3,000 SL); Discover It ($9,000 SL)
10/17: HSN/Comenity ($2,650 CL)
11/17: Amazon Prime Store ($1,400 SL); Walmart ($300 SL)

Rebuilding -- Ch. 7 BK (10/26/16). Starting scores: EQ 541. TU 581
Message 14 of 15
Established Contributor

Re: Prequalified then 7-10 day message (Cap1 2nd card)

Congrats.  Use the card.  Pay the card.  Loyalty matters to Cap One.

credit rebuild started 01/01/14
$100k credit card goal achieved 10/01/17
now in the garden with $127k in credit cards
--------------------------------------------------------------------------------------------------
  $ 30,000          $ 25,500          $ 23,750              $ 9,000            $ 3,300            $ 1,800     

 
  $ 17,000          $ 10,000              $ 4,000            $ 2,300     
Message 15 of 15