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Prequalified then 7-10 day message (Cap1 2nd card)

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Community Leader
Valued Contributor

Re: Prequalified then 7-10 day message (Cap1 2nd card)

Same thing happened with my hubby.
New Contributor

Re: Prequalified then 7-10 day message (Cap1 2nd card)

Another update...got the verification call on Tues. (10/19). After I verified everything I was told my applicaiton would be forwarded for processing and would receive either my card or denial letter within 10 business days. She gave me my application # to call back and suggested I allow at least 3 days before calling.

 

I haven't received any emails yet, and figured I'd call either later today or tomorrow. I app'd last Sat. The longer it takes the more I'm thinking my app is or has been denied. 

NOV 2017 ... FICO 8: EQ 676, EX 670, TU 646.
UTi: 1% ($15).

Rebuilding Ch. 7 BK.
Feb ’17 EQ 541, TU 581.
Senior Contributor

Re: Prequalified then 7-10 day message (Cap1 2nd card)

Just call so you can hear "congratulations". Geesh.
AMEX BCP $9000- DCU Platinum $10000- PenFed Power $11000- Chase FU $11700- AMEX EDP $15000- NFCU CLOC $15000- Chase CSP $18900- Discover IT Miles $20000- Penfed Promise $25000- NFCU Go Rewards $27100- Venture $28750 **As of 11/16/17** EX- 762(13) TU- 760(12) EQ- 731(14) UTI 6%- Clean Files
New Contributor

Re: Prequalified then 7-10 day message (Cap1 2nd card)


liv22 wrote:

Another update...got the verification call on Tues. (10/19). After I verified everything I was told my applicaiton would be forwarded for processing and would receive either my card or denial letter within 10 business days. She gave me my application # to call back and suggested I allow at least 3 days before calling.

 

I haven't received any emails yet, and figured I'd call either later today or tomorrow. I app'd last Sat. The longer it takes the more I'm thinking my app is or has been denied. 


 

Smiley Happy Approved...for $3,000! 

 

Sure, 5K would have been great but I am happy to get $3K. This time last year I was filing Ch7 so I am definitely grateful to get this approval for a 2nd card w/Cap1, and relieved the HP was not wasted. 

 

Thank you for all your feedback. You helped make the "waiting" a lot easier. Smiley Wink

NOV 2017 ... FICO 8: EQ 676, EX 670, TU 646.
UTi: 1% ($15).

Rebuilding Ch. 7 BK.
Feb ’17 EQ 541, TU 581.
Established Contributor

Re: Prequalified then 7-10 day message (Cap1 2nd card)

Congrats.  Use the card.  Pay the card.  Loyalty matters to Cap One.

credit rebuild started 01/01/14 ..... $100k goal achieved 10/01/17
currently in the garden with $125k total of unsecured credit

     $30,000            $25,500           $23,750             $9,000              $3,300               $1,800              $17,000           $10,000