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Hit the luv button on Penfed Promise about and hour ago......no instant decision......app status is showing it has went thru "review" and is now showing "almost done"......anybody have any experience going through the processing of a CLI from PenFed.....also have a Penfed Visa Siggy; should I go for an increase on this card also or wait and see what happens with first CLI request. I just charged a conference and hotel on the Promise and planned to pay it off when I get reimbursed in a couple of mos. Right now though those charges put my utilization around 30% for this card......a CLI would keep me below this.