I am disabled so my income is somewhat low, but I live with my Mom and I use her income as well. We even have a shared bank account.. Under the rules of "..have reasonable access to" seems like I fit under this rule so I'm not worried. Never been asked but I'm not worried about it.
FICO® 8 Scores 821 FICO® 9 Equifax 826 (Updated 02-7-23)
