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Question about Cap1 PC...

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Momof5
Frequent Contributor

Question about Cap1 PC...

I have read on this and another board about folks successfully PC'g their C1 Plat MC and/or Visa to QS and/or Venture.....

 

When you do this, is a HP involved or do they use the latest SP?

Starting Score: 472
Current Score: EQ:703 TU: 729 EX:737
Goal Score: 750


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Message 1 of 11
10 REPLIES 10
Anonymous
Not applicable

Re: Question about Cap1 PC...

When I converted my Capital One Platinum MasterCard to a Quicksilver MasterCard, no HP was done.

Message 2 of 11
Momof5
Frequent Contributor

Re: Question about Cap1 PC...

Thanks!

 

I am waiting for their next SP before asking for the PC....I should be 700 across the board at that point!  Smiley Happy

 

How does this work with your CR, do the close the C1 Plat TL and open a QS or Venture TL or do they just change the name and keep the history?

Starting Score: 472
Current Score: EQ:703 TU: 729 EX:737
Goal Score: 750


Take the myFICO Fitness Challenge
Message 3 of 11
Anonymous
Not applicable

Re: Question about Cap1 PC...

They changed the name, expiration date, cvv code and design of my Cap1 journey card, but kept card number and the history.

Message 4 of 11
dobirdsmommy
Established Contributor

Re: Question about Cap1 PC...


@Anonymous wrote:

They changed the name, expiration date, cvv code and design of my Cap1 journey card, but kept card number and the history.


+1

My QS was an orchard bank gold from back in the days.. I kept all the history payment and tradeline just changed the name over

building since 2011 Wallet:ME: Walmart 3k;Barclays Rewards 10k, Venture 18k; Slate 5k; Freedom 10k; overstock 4.8k, SGV2.5k; WEMC 20k 1.5 Rewards, Gamestop 1.2k, Fingerhut 3k; 2 NMAC Leases , VS 1.75k, BH 1.62k, Express 1.6k, Avenue 1.75k, JCrew 5k, HSN 1.47k, Torrid 1.55k, Roamans 1.4k, Jessica London 1.54k, kings direct 1.7k, Buckle 1.4k, WW 1.65k, ........ baddies:Fed Tax Lien
DH: 1750 capital one fh 2000, AU - VS, BH, HSN, WEMC, SPGV. Freedom, Slate, Venture, Barclays
Message 5 of 11
uswala
Senior Contributor

Re: Question about Cap1 PC...

My wife got her Platinum MC changed to QS Mastercard and later to QS WMC. There was no HP involved.

Message 6 of 11
jbishop1001
Frequent Contributor

Re: Question about Cap1 PC...

when can this be done? My cards are 6/7 months old and just graduated credit steps...

Starting Fico 8 Score: 571 EQ - 574 EX 605 TU Current Fico 8: 695 EQ 677 EX 709 TU
Message 7 of 11
Anonymous
Not applicable

Re: Question about Cap1 PC...

I asked PC (and got it) in the chat in March, before credit step graduation/6th cut.

Message 8 of 11
jbishop1001
Frequent Contributor

Re: Question about Cap1 PC...

Can't find chat! Maybe bc I'm on mobile device?

Starting Fico 8 Score: 571 EQ - 574 EX 605 TU Current Fico 8: 695 EQ 677 EX 709 TU
Message 9 of 11
jbishop1001
Frequent Contributor

Re: Question about Cap1 PC...

Nevermind, used a pc & found it. My platinum is now a quicksilver one with no annual fee. Smiley Happy

Starting Fico 8 Score: 571 EQ - 574 EX 605 TU Current Fico 8: 695 EQ 677 EX 709 TU
Message 10 of 11
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