Reply
Frequent Contributor
Posts: 389
Registered: ‎09-07-2009
0

Reconsideration for Nordstrom Store Card.... Waiting

[ Edited ]

So I said I was going to apply for one more card and I want the Nordstrom card really bad!  Yes I shop their frequently but was denied to too many inquiries in my EQ.  I have 3 utilities hp from October when we moved and two from my CU and Toyota for a new car financed.  I explained this to the rep and one first said wait a second,.. came back and still said NO.  I then called back and the gal very friendly said why don't you fax a letter or anything you feel is necessary for our President of credit to review as he is the only one who can overturn a denial??? Ok so I did some searching and did.  I also for the heck of it emailed a copy to the President of Nordis Mr. Nordstrom himself.  I am really hoping I get approved and if not at least I know I tried.  Will keep you guys posted, I read around and have seen some success on recons for Nordis when you do this.  I can post a copy of the letter later it is pretty long! 

My current scores: MyFico- EQ: 8/13- (648), 8/13- EX (637), Wally TU (666)

Prime cards in my wallet: Citi Thank You (1500), Amex TE (1200), Amex Zync.
Mega Contributor
Posts: 15,442
Registered: ‎04-09-2011
0

Re: Reconsideration for Nordstrom Store Card.... Waiting


halos24 wrote:

So I said I was going to apply for one more card and I want the Nordstrom card really bad!  Yes I shop their frequently but was denied to too many inquiries in my EQ.  I have 3 utilities hp from October when we moved and two from my CU and Toyota for a new car financed.  I explained this to the rep and one first said wait a second,.. came back and still said NO.  I then called back and the gal very friendly said why don't you fax a letter or anything you feel is necessary for our President of credit to review as he is the only one who can overturn a denial??? Ok so I did some searching and did.  I also for the heck of it emailed a copy to the President of Nordis Mr. Blake Nordstrom himself.  I am really hoping I get approved and if not at least I know I tried.  Will keep you guys posted, I read around and have seen some success on recons for Nordis when you do this.  I can post a copy of the letter later it is pretty long! 


Fingers crossed for you!!




Silver Spade Garden Club Member - Last App 12/16/13 - Looking for a clean slate NO INQ's / Diamond Inspired!
Starting Score:
EX (PLUS) 583 EQ FICO 565 TU FICO 590 3/15/2011 / Goal Scores: 720
Current Score: EX FICO (PSECU) 671 (myFICO) N/A / EQ FICO 679 / TU08 FICO 678 / TU VS 706 3/6/2014
Frequent Contributor
Posts: 389
Registered: ‎09-07-2009
0

Re: Reconsideration for Nordstrom Store Card.... Waiting

Thanks so much... I keep looking at my phone to see if I see an email response or a call ... and nothing Smiley Frustrated!  I figured even if it is a NO I cannot say I did not try. 

My current scores: MyFico- EQ: 8/13- (648), 8/13- EX (637), Wally TU (666)

Prime cards in my wallet: Citi Thank You (1500), Amex TE (1200), Amex Zync.
Mega Contributor
Posts: 15,442
Registered: ‎04-09-2011
0

Re: Reconsideration for Nordstrom Store Card.... Waiting


halos24 wrote:

Thanks so much... I keep looking at my phone to see if I see an email response or a call ... and nothing Smiley FrustratedI figured even if it is a NO I cannot say I did not try. 



+1




Silver Spade Garden Club Member - Last App 12/16/13 - Looking for a clean slate NO INQ's / Diamond Inspired!
Starting Score:
EX (PLUS) 583 EQ FICO 565 TU FICO 590 3/15/2011 / Goal Scores: 720
Current Score: EX FICO (PSECU) 671 (myFICO) N/A / EQ FICO 679 / TU08 FICO 678 / TU VS 706 3/6/2014
Frequent Contributor
Posts: 389
Registered: ‎09-07-2009
0

Re: Reconsideration for Nordstrom Store Card.... Waiting

[ Edited ]

I received a response, who knows what will come of it but here it is.  Just happy they took the time to respond! Smiley Happy.

 

Dear Ms. XXX,

 

I appreciate the spirit in which you write and desire to obtain a Nordstrom credit card.  I’m taking the liberty to copy L from our credit area so that she can work directly with you on the possibility of opening an account.  She will be in contact with you shortly.

 

Sincerely,

Nordstrom

 

Cc:        , VP, Credit Services

My current scores: MyFico- EQ: 8/13- (648), 8/13- EX (637), Wally TU (666)

Prime cards in my wallet: Citi Thank You (1500), Amex TE (1200), Amex Zync.
Senior Contributor
Posts: 3,322
Registered: ‎05-05-2011
0

Re: Reconsideration for Nordstrom Store Card.... Waiting


halos24 wrote:

I received a response, who knows what will come of it but here it is.  Just happy they took the time to respond! Smiley Happy.

 

Dear Ms. XXX,

 

I appreciate the spirit in which you write and desire to obtain a Nordstrom credit card.  I’m taking the liberty to copy Lori Ratzlaff from our credit area so that she can work directly with you on the possibility of opening an account.  She will be in contact with you shortly.

 

Sincerely,

Blake Nordstrom

 

Cc:        Lori Ratzlaff, VP, Credit Services


Sounds promising! Good luck! Smiley Happy

 

~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*
EQ FICO 750 | TU FICO 761 (Walmart) | EX FAKO 767 | Goal: 800+

Edits, funky spacing and spelling due to my iPad not getting along with the forum editor!

Frequent Contributor
Posts: 389
Registered: ‎09-07-2009
0

Re: Reconf Nordstrom Store Card.... APPROVED!!!

Soo not even an hour after Mr. Nordstrom responded I received a call from Lori Ratzlaff, VP, Credit Services on my cell!!! Holy moly I still cannot believe it she said well I know you applied for the Visa Signature but we cannot approve you for that but what we can do is offer you the store card... then she says will $1k be sufficient starting CL???? Oh my god Holy C#@#$ Smiley Surprised I was expecting at least $200 or $500 to start but she blew me away.  I said of course, I am just still shocked how fast I received a response to my email/letter to Mr. Nordstrom and then a call from her!  She said in about 6-7 months call us back if you want a CLI, and if you want the Visa Signature since that is a minimum of $5k CL we can also reconsider at a later time.

 

I am so grateful I told her and I am truly a shopper for life!  She said it is better to apply at the stores and also said that my enthusiasm and the fact that I took the time to write was great!

 

Wow I am stoked!

My current scores: MyFico- EQ: 8/13- (648), 8/13- EX (637), Wally TU (666)

Prime cards in my wallet: Citi Thank You (1500), Amex TE (1200), Amex Zync.
Mega Contributor
Posts: 15,442
Registered: ‎04-09-2011
0

Re: Reconf Nordstrom Store Card.... APPROVED!!!


halos24 wrote:

Soo not even an hour after Mr. Nordstrom responded I received a call from Lori Ratzlaff, VP, Credit Services on my cell!!! Holy moly I still cannot believe it she said well I know you applied for the Visa Signature but we cannot approve you for that but what we can do is offer you the store card... then she says will $1k be sufficient starting CL???? Oh my god Holy C#@#$ Smiley Surprised I was expecting at least $200 or $500 to start but she blew me away.  I said of course, I am just still shocked how fast I received a response to my email/letter to Mr. Nordstrom and then a call from her!  She said in about 6-7 months call us back if you want a CLI, and if you want the Visa Signature since that is a minimum of $5k CL we can also reconsider at a later time.

 

I am so grateful I told her and I am truly a shopper for life!  She said it is better to apply at the stores and also said that my enthusiasm and the fact that I took the time to write was great!

 

Wow I am stoked!


HAPPY DANCE!!!!!!!!!!!!!!!!!! CONGRATS!!!




Silver Spade Garden Club Member - Last App 12/16/13 - Looking for a clean slate NO INQ's / Diamond Inspired!
Starting Score:
EX (PLUS) 583 EQ FICO 565 TU FICO 590 3/15/2011 / Goal Scores: 720
Current Score: EX FICO (PSECU) 671 (myFICO) N/A / EQ FICO 679 / TU08 FICO 678 / TU VS 706 3/6/2014
Frequent Contributor
Posts: 389
Registered: ‎09-07-2009
0

Re: Reconf Nordstrom Store Card.... APPROVED!!!

That's why these boards rock!!! Yea me!!!
My current scores: MyFico- EQ: 8/13- (648), 8/13- EX (637), Wally TU (666)

Prime cards in my wallet: Citi Thank You (1500), Amex TE (1200), Amex Zync.
Regular Contributor
Posts: 132
Registered: ‎11-14-2011
0

Re: Reconf Nordstrom Store Card.... APPROVED!!!

congrats. Why did you want the Nordstrom Signature card?


Starting Score: 653 (11/1/2011 TransUnion)
Current Score: 719 (5/3/2012 TransUnion) 572 (3/21/2012 Equifax) 762 (4/14/12 VantageScore)
Goal Score: 700


Take the FICO Fitness Challenge
Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
† Credit cards for FICO Score ranges: The score ranges are guidelines based on actual applicant approvals and having a FICO Score in a particular range does not guarantee you will be approved for credit cards recommended in that range.

Copyright ©2001-2015 Fair Isaac Corporation. All rights reserved.   | Terms of Use | Privacy Policy | Sitemap

IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more

FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.