How long have you had the 3 secured cards? Do any of your baddies report monthly still?
You may want to wait 6 months with the 3 cards then apply for a cap 1 card your scores should have improved by then.
No prime family cards 
All of the cards in my sig I got with 580's scores. Judgements, collections, chargeoffs and no current tradelines when I applied.
@japakar wrote:No prime family cards
All of the cards in my sig I got with 580's scores. Judgements, collections, chargeoffs and no current tradelines when I applied.
Good work on those Cap1's!
I had almost considered giving CreditOne another look at one point when I was below 600 but they blacklisted me for a C/O way back when.
I had 3 C/O's total, CreditOne for $340/500, CapOne for $400/750 and BoA for $600/2,000.
I settled the BoA one but I'm still Blacklisted.
Capital One let me back in after 3yrs (I could have tried sooner, I just didn't though since I still had my AMEX which had my highest CL)
I didn't settle the CreditOne and am Blacklisted.
They all stopped trying to collect as of about 2yrs ago since the SOL here is 4yrs, plus they're all due to fall off in 6-9mos depending if the CRAs take their sweet time doing so.
Yeah I have a 1100 charge off for Cap1, shows as a restricted account on my web login. Still have to pay that judgement off.
Did not expect them to give me an account 
Too bad creditone blacklisted you, so far they;ve been an ok company to work with for me.
Sounds like your reports are almost back to good condition! that is awesome, worst part of working on the credit is waiting for things to fall off the reports.
@japakar wrote:Yeah I have a 1100 charge off for Cap1, shows as a restricted account on my web login. Still have to pay that judgement off.
Did not expect them to give me an account
Too bad creditone blacklisted you, so far they;ve been an ok company to work with for me.
Sounds like your reports are almost back to good condition! that is awesome, worst part of working on the credit is waiting for things to fall off the reports.
Almost!
I hold CapOne in high regard because they will take a chance on damaged credit, even if you used them to damage it in most cases.
Some of their policies are a little quirky, like with the CLI's, but what are you gonna do.
They're a good step up from the usual scum lender fee harvesters that also accept people with low scores.