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SYNCB/Guitar Center 3-Report Credit Check

Established Contributor

SYNCB/Guitar Center 3-Report Credit Check

I went to buy a drum set and figured, what the hey. Synchrony loves me. I was declined, which was fine since I know my util is high because of some business purchases. This morning, I noticed a series of emails from CCT and CK about changes with an inquiry. Evidently, Synch pulled all three reports for this thing....no wonder I was declined. I'm still having issues getting correctiong on EX and EQ. 

 

When did Synch start doing this for store cards? Anyone else have this issue? I think I'm just going to go sit in the garden until my 2 year old graduates college.

Starting 11/14 EQ 498 EX 514 TU 507 | Current 4/10 EQ 651 EX 697 TU 692 | Util 11% | Personal Credit - $97,540 | Business Credit - $71,100
Message 1 of 5
4 REPLIES
Established Contributor

Re: SYNCB/Guitar Center 3-Report Credit Check

Synchrony triple pulled you? Wow maybe times are changing. Iv never had that happen to me yet but now I'll be careful around them for sure.

Message 2 of 5
Super Contributor

Re: SYNCB/Guitar Center 3-Report Credit Check

I would hate a triple pull with no results, positive anyway. Sorry Smiley Sad
Message 3 of 5
Established Contributor

Re: SYNCB/Guitar Center 3-Report Credit Check

I'm more mad about the triple pull. The results were meh for me either way. I just wanted to take advantage of the promo just in case I upgrade to a larger set. I don't understand the point of a triple pull for a retail card.

Starting 11/14 EQ 498 EX 514 TU 507 | Current 4/10 EQ 651 EX 697 TU 692 | Util 11% | Personal Credit - $97,540 | Business Credit - $71,100
Message 4 of 5
Highlighted
Super Contributor

Re: SYNCB/Guitar Center 3-Report Credit Check

Yeah makes no sense. One and done, thats how it should be, not like you were apping for a C$R lolSmiley Wink
Message 5 of 5