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Established Contributor
Posts: 623
Registered: ‎06-27-2015

SYNCB/Guitar Center 3-Report Credit Check

I went to buy a drum set and figured, what the hey. Synchrony loves me. I was declined, which was fine since I know my util is high because of some business purchases. This morning, I noticed a series of emails from CCT and CK about changes with an inquiry. Evidently, Synch pulled all three reports for this thing....no wonder I was declined. I'm still having issues getting correctiong on EX and EQ. 

 

When did Synch start doing this for store cards? Anyone else have this issue? I think I'm just going to go sit in the garden until my 2 year old graduates college.

Starting 11/14 EQ 498 EX 514 TU 507 | Current 4/10 EQ 651 EX 697 TU 692 | Util 11% | Personal Credit - $97,540 | Business Credit - $71,100
Established Contributor
Posts: 763
Registered: ‎06-10-2014

Re: SYNCB/Guitar Center 3-Report Credit Check

Synchrony triple pulled you? Wow maybe times are changing. Iv never had that happen to me yet but now I'll be careful around them for sure.

Senior Contributor
Posts: 4,151
Registered: ‎04-23-2016
0

Re: SYNCB/Guitar Center 3-Report Credit Check

I would hate a triple pull with no results, positive anyway. Sorry Smiley Sad
Established Contributor
Posts: 623
Registered: ‎06-27-2015

Re: SYNCB/Guitar Center 3-Report Credit Check

I'm more mad about the triple pull. The results were meh for me either way. I just wanted to take advantage of the promo just in case I upgrade to a larger set. I don't understand the point of a triple pull for a retail card.

Starting 11/14 EQ 498 EX 514 TU 507 | Current 4/10 EQ 651 EX 697 TU 692 | Util 11% | Personal Credit - $97,540 | Business Credit - $71,100
Senior Contributor
Posts: 4,151
Registered: ‎04-23-2016
0

Re: SYNCB/Guitar Center 3-Report Credit Check

Yeah makes no sense. One and done, thats how it should be, not like you were apping for a C$R lolSmiley Wink

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