11-09-2012 10:30 PM
11-10-2012 09:50 AM
Congrats!! I'm so jealous, I want this card so bad!
I'm thinking of apping for CSP. What was your utilization for your apps before and after NFCU? I'm trying to adjust. And when did you app for the NFCU?
I'm just kind of worried because I apped for my BCE on oct 1 so that's a recent inquiry. My BCE hasn't reported yet... I hear it's a month after your first statement that it does. I might try to app before it reports so my average age is good, so I need to get my utilization in a good place. Congrats again!!
11-10-2012 01:41 PM
Thank you! My utilization was at 69% and dropped down to 40%. It's still pretty high but I thought I'd just try again. I apped for NFCU Oct. 4th and it reported a few days ago. As soon as it reported I re applied for the CSP card. I almost fainted when I was approved! Amex for me is a lot tougher due to utilization and inquiries.
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