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06-21-2014 07:40 PM
I really appreciate all the advise on this forum! I didn't know about the "shopping cart trick" until today.
i've been approved so far today using this method for:
Victoria Secret - $500
Buckle - $250
i would love to get the Total Rewards Visa. How do you get this to "pop up"
06-22-2014 03:43 AM
Does it even mean you can get a credit card without having an HP?!
Yes, in quite a few cases you an get their cards without a HP, although seem to be limited to mostly store cards. The Visa and MC seem to be hit or miss.
If you get the pop-up, the store cards are a SP. I had the Stage stores (Peebles is my local brand) show up as an "AR" which is an Account Review, like a SP, not disclosed to other creditors.
I was solicited for the MyPoints Visa and it was a SP.
I received the pop-up for the Vitacost MC and it was a SP as well. (I haven't seen any application links lately, however)
Others have posted that the Total Rewards Visa is a HP.
If you cold app for a Comenity backed card, it may well be a HP on your credit report, but it definitely seems like the more you do business with them, the more they want to do business with you. (additional cards, CLIs, etc.)
06-22-2014 05:13 AM
I got the pop up for The Buckle las week and declined it and now i decided I want the card and can't get it to pop back up again. No matter what I try. What gives?
06-22-2014 04:04 PM
Tried a few sites.. only VS worked.. preapproved.. required only last 4 digits..
but how can i be sure if its an sp?
06-22-2014 04:44 PM
The Limited and Buckle were HP for me.
07-16-2014 09:24 PM
II tried unsuccessfully with the Firefox browser then got the pop up using seafari browser... 1200 preapproved dillards Amex. It's really tempting but I don't know if it will be a hard pull... Plus aaoa is something I'm working on... Is it a soft pull?