Should I get a third card?

[gkinter]

Hey everyone,

4 month ago I got approved for a Chase Sapphire Preferred with a 9k starting limit. 

A week ago I got approved for a Capital One Venture with a 5k starting limit. 

I would like more cards, but I don't know if it would be a smart decision. Should I wait 6 month before applying for a third card? 

MY scores are 753,753,742. 

I would love an AMEX BCE, or another good cash back card by the way. Any ideas ? 

What are you guys thinking? What kind of card should I get? I am pretty new to the credit game... 

Thanks everyone!

[austinguy907]

With your scores you're prime for BCE and Discover.  I'd say get those 2 and be done for a year.

[gkinter]

I'm just afraid I will be approved for a $1000 sl and I wouldn't see the point I'm that case . Should I apply for both by the way?

[Thomas_Thumb]

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@gkinter wrote:
I'm just afraid I will be approved for a $1000 sl and I wouldn't see the point I'm that case . Should I apply for both by the way?

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I'd suggest waiting until January and then go for a Discover card. My guess is they may start you at $4.5k.

The nice thing about Discover card is CLI requests are only soft pulls and the CLIs are often in $5k or $6k increment.

[austinguy907]

AMEX is SP CLIs as well.  With a 5K and 9K limit on your other cards being shy of a 1K limit is kind of silly since both Discover / AMEX will outgrow those both in less than a year with CLIs.  I wouldn't worry about the opening limit since Discover started me @ $4500 and my other limits were in the 17K range... now those 17K limits are less than 1/2 of what Discover is now.  Amex started me at $10K and now in a little over a year it's up to $50K.  

[Anonymous]

What is the reason your applying? Do you need a third card? Do you first 2 cards provide sufficient credit?

[Anonymous]

Thats amazing austinguy907, I been denied twice now with amex cli's maybe utilation is my issue or score, or then again both lol

[manyquestions]

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@gkinter wrote:

MY scores are 753,753,742. 

I would love an AMEX BCE, or another good cash back card by the way. Any ideas ? 

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I'd apply for the AMEX now, along with whatever else you desire.

[gkinter]

Thanks everyone!
I got an instant approval 10k SL for an amex BCE
I'm super happy !! Thanks again !

[CYBERSAM]

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@gkinter wrote:
Thanks everyone!
I got an instant approval 10k SL for an amex BCE
I'm super happy !! Thanks again !

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Congrats! Great job 👍