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Small Discover IT increase w/luv button!

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isoldmyatlas
Frequent Contributor

Small Discover IT increase w/luv button!

Whenever the luv button shows up, I ask for a $500 increase.  I've been doing this for 10 months now and it ALWAYS says it needs a hard pull.  But today...today was different!  It actually approved me for $500 with a soft pull, bringing my total credit line to $4000.  My spending hasn't been any different - so I'm not sure why the change of heart!  But I'm happy they gave me some love, finally Smiley Happy

TU: 793 (6/13/17) | EQ: 787 (7/17/17) | EX: 788 (6/15/18)

Cap1 Quicksilver, $4,750 (4/2012); Discover IT, $40,000 (10/2012); Chase Amazon Rewards, $14,600 (10/2012); AMEX Hilton HHonors, $15,000 (11/2012); AMEX Blue Cash Everyday, $15,000 (01/2013); Barclaycard Arrival+, $10,000 (07/2013); Citi Home Depot $8,000 (06/2018)
Message 1 of 13
12 REPLIES 12
alvon123
Super Contributor

Re: Small Discover IT increase w/luv button!

congrats!!!


Message 2 of 13
coldnmn
Mega Contributor

Re: Small Discover IT increase w/luv button!

Congrats! Thanks for sharing.

Discover IT $17k / US Bank Ace (VSig) $13.5K / US Bank Cash+ (VSig) $13.5k
Sam's Mastercard $15k / Walmart Mastercard $10k / Blispay $7.5k PayPal Ex MC $10.8k
CareCredit 5k / Husq $5k / Cap1 QS $4.5k / Barclay Ring $5.35k / Citi DC (WMC) $12k
Gardening Date 7/01/16 / MyFico 08: EQ 801 / TU 777 / EX 771 / 06/08/17
Message 3 of 13
timber
Regular Contributor

Re: Small Discover IT increase w/luv button!

Congrats on the CLI without HP from Discover, that's great.

Message 4 of 13
baller4life
Super Contributor

Re: Small Discover IT increase w/luv button!

Congrats
Message 5 of 13
MsLadyRover
Valued Contributor

Re: Small Discover IT increase w/luv button!

Congrats!



Starting Score: 639 (Walmart TU)
Current Score: TU 715 (Barclay) EX 685 (myFICO) EQ 697 (myFICO)
Goal Score: 700 Across the Board (Mortgage Goal Achieved 1/31/2012!)

Take the FICO Fitness Challenge
Message 6 of 13
gdale6
Moderator Emeritus

Re: Small Discover IT increase w/luv button!


@isoldmyatlas wrote:

Whenever the luv button shows up, I ask for a $500 increase.  I've been doing this for 10 months now and it ALWAYS says it needs a hard pull.  But today...today was different!  It actually approved me for $500 with a soft pull, bringing my total credit line to $4000.  My spending hasn't been any different - so I'm not sure why the change of heart!  But I'm happy they gave me some love, finally Smiley Happy


Congrats Smiley Happy

 

At some point Discover makes you eligible for a SP, there is no rhyme or reason when it happens..

Message 7 of 13
chucky1234
Contributor

Re: Small Discover IT increase w/luv button!


@isoldmyatlas wrote:

Whenever the luv button shows up, I ask for a $500 increase.  I've been doing this for 10 months now and it ALWAYS says it needs a hard pull.  But today...today was different!  It actually approved me for $500 with a soft pull, bringing my total credit line to $4000.  My spending hasn't been any different - so I'm not sure why the change of heart!  But I'm happy they gave me some love, finally Smiley Happy


Where can I find the CLI button on the website?

Message 8 of 13
clocktick
Valued Contributor

Re: Small Discover IT increase w/luv button!

Congrats!

 

That's interesting, my first one was around the 10-month mark too.

11/30/08 TU 648 EX 672 EQ 656 SEPT 2014 TU 787 EX 789 EQ ???
Amex BCP $24.1K/Clear $8.5- Sallie Mae $27.5 -Cap One QS $7.5 - Chase Freedom $7.5/United $5k/CSP $20k/Ink- Citi DP $9.5/Dividend $13k/HHHx2 $15k/16.4/Reserve $4.5k Best Buy $1940 HD $1701- Discover IT $15k - Elan $8k GEMB Lowes $20k - Macy's $2k - Kohl's $800




Starting Score: 648
Current Score: 736
Goal Score: 765


Take the FICO Fitness Challenge

Message 9 of 13
yudeology101
Senior Contributor

Re: Small Discover IT increase w/luv button!

Congrats on your CLI and thanks for the info!

JPM Ritz Carlton $8k I UMP Club $8k I CSP $8k | Chase Hyatt $5k I AMEX Green NPSL I AMEX Delta $2k I Citi AA $2k | C1 QS $4.5k
BOA UNC-CH Alumni $6k I Hawaiian WEMC $3k I Arrival $6.5k I IT $1.5k | Merrill+ $2k | Lowes $12k | Apple $2k | +23more
Scores: EQ:671 (FICO 11) EX:686 (FICO N/C) TU:686 (FICO N/C) *8-5-14*
Overall UTIL: 14% *Gardening Since: 1/20/16*
------------------------------------------------------------
Need to stay out of trouble.... Go Heels!!! ... GC Watchlist ( #1 since 12-12-13)
Message 10 of 13
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