I have to have some dental work done, so I did a little reading here about Credit Care. Long story short, I apped, they gave me a credit line of $13,000 @ 14.99. After getting the card, I had buyer's remorse, so I thought oh what the heck, let me try an increase on my Barclay Rewards card so I can get a BT to cover the procedure or at least a part of it. Total needed ($6700). DENIED. 
Barclay's has always been good to me. I'm wondering if I was denied because of the Credit Care approval. Anyone want to venture to guess or enlighten me? My scores are going to go down now too, I'm sure. I do have quite a few inquiries also, so maybe that was part of it. I had before the two hard pulls this week, 2 INQs on TU, 5 on EX, and 4 on EQ, all of them pulls from September to November of 2014. I have no missed payments, and one derogatory that is due to fall off March 2016. My utilization is at 20 %, although adding 6700 to Credit Care is going to mess that up. LOL How low do you think I'm going to go?
@Anonymous wrote:Barclays is pretty inq sensitive so that could have something to do with it
I really wish people would stop saying this.
They are new account sensitive. New accounts and inquiries aren't always concurrent.
Citi, however is quite the little baby about inquiries. 
@Anonymous wrote:
@Anonymous wrote:Barclays is pretty inq sensitive so that could have something to do with it
I really wish people would stop saying this.
They are new account sensitive. New accounts and inquiries aren't always concurrent.
Citi, however is quite the little baby about inquiries.
+1. Couldn't have said it better myself. New accounts they hate. I know.
