Spree vs Garden - I need your opinion

[Anonymous]

Please share your thoughts and opinions.

In the past 90 days I've opened 3 new credit card accounts and completed a 3X CLI on one of them. I'm considering "gardening" for a while (3 months?) but am obviously conflicted since there are a few cards that I'd like to still get. Additionally I am a B of A account holder and with their new premium card about to launch, am interested in that one as well.

Has anybody have insight or experience in going for a long spree? What affect did it have on your FICO?

Thanks in advance.

-PointsYoda

[AverageJoesCredit]

If your profile is thick a spree of a couple cards shouldnt hurt much, if irs thin, could have more affect. If you feel you can get approved on those other cards and can then garden longer than 3 months, lol , than might as well get them now and let them age together. If you feel your chances are borderline maybe give it a break for a couple months

[Anonymous]

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@AverageJoesCredit wrote:
If your profile is thick a spree of a couple cards shouldnt hurt much, if irs thin, could have more affect. If you feel you can get approved on those other cards and can then garden longer than 3 months, lol , than might as well get them now and let them age together. If you feel your chances are borderline maybe give it a break for a couple months

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Got it! Thanks for the advice. Let's see if my self control can hold out.

-PointsYoda