Synch Sam's MC

[1GaDawg85]

Who do I call to get an answer about approval? Called backdoor numbers and they say to wait for letter 

[austinguy907]

If you applied in store you should know already.  If you applied online and didn't get an instant approval you will probably get a denial by mail that you will need to recon.

[1GaDawg85]

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@austinguy907 wrote:

If you applied in store you should know already.  If you applied online and didn't get an instant approval you will probably get a denial by mail that you will need to recon.

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I hate waiting on letters

[CreditMagic7]

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@1GaDawg85 wrote:

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@austinguy907 wrote:

If you applied in store you should know already.  If you applied online and didn't get an instant approval you will probably get a denial by mail that you will need to recon.

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I hate waiting on letters

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What number did you call?

[jim44]

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@austinguy907 wrote:

If you applied in store you should know already.  If you applied online and didn't get an instant approval you will probably get a denial by mail that you will need to recon.

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+1 I applied twice for Sams Personal Credit  and both times the letter came back as a denial.  Sync is really picky about Sams Club credit, I have a few other cards with them with nice CL's. I was even granted a $4500 CLi with Lowes.  But when it comes to Sam's they are tough. 

Also it's been stated on here that Sync doesn't recon.....

[chalupaman]

Are you sure that they didn't approve you for the regular store card version as a counteroffer or do you already have that version as well?

[CreditMagic7]

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@jim44 wrote:

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@austinguy907 wrote:

If you applied in store you should know already.  If you applied online and didn't get an instant approval you will probably get a denial by mail that you will need to recon.

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+1 I applied twice for Sams Personal Credit  and both times the letter came back as a denial.  Sync is really picky about Sams Club credit, I have a few other cards with them with nice CL's. I was even granted a $4500 CLi with Lowes.  But when it comes to Sam's they are tough. 

Also it's been stated on here that Sync doesn't recon.....

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Well, you can TRY to recon. I just called in myself directly to Sam's Club credit analyst for a CLI and for a few moments thought that it might go thru, but nope, "you will get a letter in the mail" blurb again. I think that all my Synchrony accounts are totally Hard Wired for after 4th statement cut because that's always a YES.

As far as initial denials, that might well be the case.

[1GaDawg85]

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@CreditMagic7 wrote:

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@1GaDawg85 wrote:

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@austinguy907 wrote:

If you applied in store you should know already.  If you applied online and didn't get an instant approval you will probably get a denial by mail that you will need to recon.

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I hate waiting on letters

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What number did you call?

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I called the number in backdoor thread

[gdale6]

A computer denial on card issuance is final, the underwriters will not be able to override it. CLI denial can be argued with a UW.