Synchrony QVC & Amazon CLI ?

[bichonmom]

I have a couple of questions about Synchrony. I have an Amazon card and want to request a CLI via a rep. I am also considering apping for their QVC CC. So, I'm wondering which I should do first. Or if it matters. 

Also, do they take into acct positive history with their other accts when approving/declining? I have Walmart and Amazon with positive histories (WM is from 2010 and Amazon is from 2015). So wondering if that would help w/approval, or if they go strictly by the CR. I don't have any negs, but do have high util right now. 

Thanks!

[KneelBeforeZod]

Synchrony can be a strange beast and can take any factor they want into account. While I personally don't believe it matters, I would do the CLI first, and then do the application.

In theory, the computer isn't going to know you got a CLI on a different branded account. However, a human underwriter can take a look at your entire portfolio and possibly take it into account. A human could possibly see you just applied for another branded account and start asking questions.

That's my $0.02.

[Anonymous]

Always try to get soft pull increases first, especially ones that don't backhand HP. Synchrony behaves.

The data points don't prove one synchrony limit is going to make another synchrony limit better, my limits are all over the place for no reason.

The good thing is if you can get your limits up and another month report other banks you want accounts with will see the higher limits and that will help

[bichonmom]

I've been told that the Synchrony CLI is a SP, even when you go through a rep. So, if I CLI first, they won't know about the CLI when I app (which I know will be a HP). Right? 

[oldman425]

On my Sync WalMart card I was able to get it from $1200 to $5K in a month just by hitting the love button.  I tried for a increase on my Amazon card right after getting approved and it was denied and the luv button is hidden on my online profile.