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Synchrony - Walmart card offer

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GetMeSlick
Established Contributor

Synchrony - Walmart card offer

Is it good to take this mail by order offer?

 

what is the advantage of this card?

1/6/2023 FICO TU-840|EX - 838|EQ -840
Total Credit - $470K+
Starting Score: 640
Current Score: 840
Goal Score: 850


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Message 1 of 28
27 REPLIES 27
tattooedhusker
Established Contributor

Re: Synchrony - Walmart card offer

Is this the Mastercard or store version? If the store version, the only real benefit is the free monthly TU FICO, but you already get that with your discover

NFCU CashRewards $13.5k | AMEX BCE $15k | Lowes $17k | Sportsmanss guide $7.6k | Chase Freedom $1k | Discover IT $4.4k |
Walmart $8k | Gordman's $2950
Message 2 of 28
Anonymous
Not applicable

Re: Synchrony - Walmart card offer

Very true. Didn't they use to have a Discover version of this card? If not, whatever happened to it?
Message 3 of 28
Ron1
Super Contributor

Re: Synchrony - Walmart card offer

They discontinued Discover. They came out MasterCard with EMV.

 

Ron.

Message 4 of 28
Scupra
Super Contributor

Re: Synchrony - Walmart card offer

Walmart also has 0% offers

Filed BK7: 7/2012 (start score EQ 560 / TU 529) Discharge 10/2012
801 EQ FICO 06/2022
797 TU FICO 04/2022
793 EX FICO 04/2022
$30k NFCU Platinum | $30.7k NFCU cashRewards Sig | $15k NavChek | $7.1k Cap1 Quicksilver | $10k Amazon Store | $19k Cap1 VentureOne | $16k Barclay Aviator | $5k Chase Freedom | $5k Chase Sapphire Preferred | $9k Costco Visa | $20k AMEX BCE | AMEX Gold | NFCU Platinum #2 $19.3k | Apple $8.5k
Message 5 of 28
GetMeSlick
Established Contributor

Re: Synchrony - Walmart card offer

is that 0.00% APR on purchases?

1/6/2023 FICO TU-840|EX - 838|EQ -840
Total Credit - $470K+
Starting Score: 640
Current Score: 840
Goal Score: 850


Take the myFICO Fitness Challenge
Gardening since Sep/2021
Message 6 of 28
itsintrigue
Member

Re: Synchrony - Walmart card offer

I have one of the Synchrony Walmart cards, the special 0% apr financing is slated to end in August 31st 2015 (per Walmarts website)

 

Currently purchases with it between $150-$298.99,  $299-$428.99, $429-$598.99 and $599 or more at 6, 12, 18 months at 0% apr respectfuly. 

 

Here is the link to that credit offer.

 

http://www.walmart.com/cp/Credit-Card-Offer/1103452

 

 

Message 7 of 28
tattooedhusker
Established Contributor

Re: Synchrony - Walmart card offer


@googlre10 wrote:

is that 0.00% APR on purchases?


Yes, on larger items, I believe the $350 and up range. Not certain though

NFCU CashRewards $13.5k | AMEX BCE $15k | Lowes $17k | Sportsmanss guide $7.6k | Chase Freedom $1k | Discover IT $4.4k |
Walmart $8k | Gordman's $2950
Message 8 of 28
itsintrigue
Member

Re: Synchrony - Walmart card offer

It's currently 6, 12,18 or 24 months based on ammount spent whcih are $150-$298.99, $299-$428.99,$429-$598.99 or $599 and up.  Their website says it's only through August 31st 2015 though; It appears to be only for the MasterCard through Synchrony and not the store card which is also through Synchrony.

 

Excerpt from their website (walmart.com/credit)

 

*Offer certificate must be scanned at time of purchase. Cannot be combined with any other offer and excludes cash advances, money orders, purchases at Sam's Club®, gift cards and gas purchases. Offer not valid online. Valid on a single-receipt purchase of $150 - $298.99, $299 - $428.99, $429 - $598.99, or $599 or more. No interest will be assessed on the promotional purchase if you pay the following (the 'promotional balance') in full within 6, 12, 18 or 24 months: 1) the promotional purchase amount, and 2) any related optional debt cancellation charges. If you do not interest will be assessed on the promotional balance from the date of purchase. Some or all of the minimum monthly payment based on the promotional balance may be applied to other account balances. Regular credit terms apply to non-promotional purchases and after promotion ends to promotional purchases. For new accounts: Variable purchase APR is 16.90%, 19.90%, or 22.90%. Minimum interest charge is$1.00. All APRs are accurate as of 12/1/2014 and will vary with the market based on the Prime rate as defined in your credit card agreement. Existing cardholders should see their credit card agreement for their applicable terms. Subject to credit approval. The Walmart MasterCard is issued by Synchrony Bank pursuant to a license by MasterCard International Incorporated. MasterCard is a registered trademark of MasterCard International Incorporated. The 'Spark' design , Walmart and Save money. Live better. are marks and/or registered marks of Wal-Mart Stores, Inc.

Message 9 of 28
Scupra
Super Contributor

Re: Synchrony - Walmart card offer

Different dollar amounts for 6 - 12 - 18 - 24 month 0% financing.

 

edit: looks like I got beat to it Smiley Happy

Filed BK7: 7/2012 (start score EQ 560 / TU 529) Discharge 10/2012
801 EQ FICO 06/2022
797 TU FICO 04/2022
793 EX FICO 04/2022
$30k NFCU Platinum | $30.7k NFCU cashRewards Sig | $15k NavChek | $7.1k Cap1 Quicksilver | $10k Amazon Store | $19k Cap1 VentureOne | $16k Barclay Aviator | $5k Chase Freedom | $5k Chase Sapphire Preferred | $9k Costco Visa | $20k AMEX BCE | AMEX Gold | NFCU Platinum #2 $19.3k | Apple $8.5k
Message 10 of 28
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