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Is it good to take this mail by order offer?
what is the advantage of this card?
Is this the Mastercard or store version? If the store version, the only real benefit is the free monthly TU FICO, but you already get that with your discover
They discontinued Discover. They came out MasterCard with EMV.
Ron.
Walmart also has 0% offers
is that 0.00% APR on purchases?
I have one of the Synchrony Walmart cards, the special 0% apr financing is slated to end in August 31st 2015 (per Walmarts website)
Currently purchases with it between $150-$298.99, $299-$428.99, $429-$598.99 and $599 or more at 6, 12, 18 months at 0% apr respectfuly.
Here is the link to that credit offer.
http://www.walmart.com/cp/Credit-Card-Offer/1103452
@googlre10 wrote:is that 0.00% APR on purchases?
Yes, on larger items, I believe the $350 and up range. Not certain though
It's currently 6, 12,18 or 24 months based on ammount spent whcih are $150-$298.99, $299-$428.99,$429-$598.99 or $599 and up. Their website says it's only through August 31st 2015 though; It appears to be only for the MasterCard through Synchrony and not the store card which is also through Synchrony.
Excerpt from their website (walmart.com/credit)
*Offer certificate must be scanned at time of purchase. Cannot be combined with any other offer and excludes cash advances, money orders, purchases at Sam's Club®, gift cards and gas purchases. Offer not valid online. Valid on a single-receipt purchase of $150 - $298.99, $299 - $428.99, $429 - $598.99, or $599 or more. No interest will be assessed on the promotional purchase if you pay the following (the 'promotional balance') in full within 6, 12, 18 or 24 months: 1) the promotional purchase amount, and 2) any related optional debt cancellation charges. If you do not interest will be assessed on the promotional balance from the date of purchase. Some or all of the minimum monthly payment based on the promotional balance may be applied to other account balances. Regular credit terms apply to non-promotional purchases and after promotion ends to promotional purchases. For new accounts: Variable purchase APR is 16.90%, 19.90%, or 22.90%. Minimum interest charge is$1.00. All APRs are accurate as of 12/1/2014 and will vary with the market based on the Prime rate as defined in your credit card agreement. Existing cardholders should see their credit card agreement for their applicable terms. Subject to credit approval. The Walmart MasterCard is issued by Synchrony Bank pursuant to a license by MasterCard International Incorporated. MasterCard is a registered trademark of MasterCard International Incorporated. The 'Spark' design , Walmart and Save money. Live better. are marks and/or registered marks of Wal-Mart Stores, Inc.
Different dollar amounts for 6 - 12 - 18 - 24 month 0% financing.
edit: looks like I got beat to it