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Target Pending App?

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Countingpennies
Established Contributor

Re: Target Pending App?

I was just approved today with 11 inqs on TU,  now 12.

 

 

Message 11 of 24
Creditaddict
Legendary Contributor

Re: Target Pending App?

Maybe it's over 50 Smiley Tongue
Message 12 of 24
Anonymous
Not applicable

Re: Target Pending App?


@Creditaddict wrote:

@Anonymous wrote:

@Creditaddict wrote:

UPDATE:

 

Called and it was declined for Inquiries.

I asked what is to many.

She said usually anything over 7.

I was like yeah right, forget that... won't be a target credit customer ever again if that is the case.

That's STUPID! it's target... get off your high horse!


Over seven they say? I had 26 at my approval the other day.


interesting... any reconing with them or computer only?


Instant approval...$2k.

Message 13 of 24
Anonymous
Not applicable

Re: Target Pending App?

TD Bank is extremely stingy with credit line increases. You may go 2 or 3 years before they offer to raise your limit and even then, it's only by a few hundred. Steer clear of that card.

Message 14 of 24
Ron1
Super Contributor

Re: Target Pending App?


@Anonymous wrote:

@Creditaddict wrote:

@Anonymous wrote:

@Creditaddict wrote:

UPDATE:

 

Called and it was declined for Inquiries.

I asked what is to many.

She said usually anything over 7.

I was like yeah right, forget that... won't be a target credit customer ever again if that is the case.

That's STUPID! it's target... get off your high horse!


Over seven they say? I had 26 at my approval the other day.


interesting... any reconing with them or computer only?


Instant approval...$2k.


Congrats!!!Good CL. Not everyone got it.

 

 

 

Ron.

Message 15 of 24
Anonymous
Not applicable

Re: Target Pending App?


@Anonymous wrote:

@Creditaddict wrote:

UPDATE:

 

Called and it was declined for Inquiries.

I asked what is to many.

She said usually anything over 7.

I was like yeah right, forget that... won't be a target credit customer ever again if that is the case.

That's STUPID! it's target... get off your high horse!


Over seven they say? I had 26 at my approval the other day.


I had over 30 and was approved. 

Message 16 of 24
Anonymous
Not applicable

Re: Target Pending App?

 

 

High Standards at Target:

 

 

 

 

Wait a minute - you mean we're not Nordstrom? Here I thought our clothes were similar Smiley Sad

 

Screen Shot 2015-12-13 at 10.54.25 PM.pngScreen Shot 2015-12-13 at 10.56.14 PM.png

 

 

 

 

or even

 

maxresdefault.jpg

Message 17 of 24
Anonymous
Not applicable

Re: Target Pending App?

In all seriousness, though, CA, I'm sorry it didn't work out. It does sound as if Target is trying to implement these silly, overly high standards and act as though they were Nordstrom.

 

Plus, Target's starting credit limits are usually reported to be $300 or so and I don't know whey they are being so tough on you. Sorry. Smiley Sad

 

 

Message 18 of 24
Anonymous
Not applicable

Re: Target Pending App?

 

Creditaddict wrote:

Is this ever not a denial? They seem like such a computer driven company that if it's not instant, it's declined, no?

 


 

As a "heads up" for anyone applying for the target card: No, this is not always a denial. I applied online a week and a half ago and got 7-10 day message. Came on here and read that this was always a denial (Target employees stated this, mind you). Well, my card arrived yesterday with a SL of $1000, which is not bad for target according to reports.

Message 19 of 24
lindsaydruart
Established Contributor

Re: Target Pending App?

It's got to be something else than inquiries, though they may not be saying it. I have 22 and got approved with scores in the low 600s.

Gardening since 12/15/2019. Goal 12/15/2021
FICO 8 as of 12/16/2019 - EQ 602 EX 656 TU 628
Message 20 of 24
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