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The BarclayCard CLI Soft Pull thread

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SecretAzure
Valued Contributor

Re: The BarclayCard CLI Soft Pull thread


@Anonymous wrote:
Called the number Baller listed. Asked for lower APR was transferred to the APR specialist person. I asked for lower APR she gave me 20.99 from 24.99 and then I asked if there were any SP increases available she said yes and asked for my income. Came back with a 700 increase from 2K so total now is 2700. My soft pull was on 2-21.
Thank you for thia thread. Had the card since 9/14

Congratulations! I'm glad we have another winner! That's a SM card or Apple?

"Show your thanks with action! Hit the "Kudos" button (the stripe with the star) for every post you find helpful to show your appreciation to the community of great individuals who help you on these forums" -Me

Active Cards: Chevron Texaco, Amex BCE, Barclays Ring, Chase Freedom, Chase Freedom Unlimited, Best Buy Visa, Marvel MCMust garden until 2/1/2022 to hit my goal AAOA. Smiley Indifferent
Message 101 of 503
Anonymous
Not applicable

Re: The BarclayCard CLI Soft Pull thread

Neither, it is the basic MC rewards card. Thanks again!

Message 102 of 503
SecretAzure
Valued Contributor

Re: The BarclayCard CLI Soft Pull thread


@Anonymous wrote:

Neither, it is the basic MC rewards card. Thanks again!


Thank you for the info!

 

--------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------

 

Updated the OP so that it's easier to follow for anyone new to this thread so they are not discouraged or forced to read 10 pages of text (5 of which are congratulatory Smiley Very Happy )

"Show your thanks with action! Hit the "Kudos" button (the stripe with the star) for every post you find helpful to show your appreciation to the community of great individuals who help you on these forums" -Me

Active Cards: Chevron Texaco, Amex BCE, Barclays Ring, Chase Freedom, Chase Freedom Unlimited, Best Buy Visa, Marvel MCMust garden until 2/1/2022 to hit my goal AAOA. Smiley Indifferent
Message 103 of 503
slund5499
Established Contributor

Re: The BarclayCard CLI Soft Pull thread

Today is the 14th. I logged into my account and did notice the following:

 

1. My Barclay NFL Rewards card has been PC to the Barclay Rewards Visa;

2. My statement for 3/15 has psoted early

3. This is my 14th statement since account opening.

 

Initial Cl was $500

HP CLI in Aug 2014 from $500 to $1000

 

I previously thought I would likely see a CLI this month, but based on what I have read here....I am not holding my breath.

In the garden since 02/1/23. Newest Account AU Discover It 10K
02/23 Scores; EQ 608 TU 642 EX 575 CCU: 20%, Inq. 2, 1, 2 Collections $39K
Lending Club: newest account 2/3/23. Old Fico 1/17 EQ 530 TU 542 EX 512

Message 104 of 503
SecretAzure
Valued Contributor

Re: The BarclayCard CLI Soft Pull thread


@slund5499 wrote:

Today is the 14th. I logged into my account and did notice the following:

 

1. My Barclay NFL Rewards card has been PC to the Barclay Rewards Visa;

2. My statement for 3/15 has psoted early

3. This is my 14th statement since account opening.

 

Initial Cl was $500

HP CLI in Aug 2014 from $500 to $1000

 

I previously thought I would likely see a CLI this month, but based on what I have read here....I am not holding my breath.


I agree, stop holding your breath. Call and ask for what you deserve. Ask (nicely) for any offers available to increase your CL via soft-pull. If they say no, ask for an APR reduction.

"Show your thanks with action! Hit the "Kudos" button (the stripe with the star) for every post you find helpful to show your appreciation to the community of great individuals who help you on these forums" -Me

Active Cards: Chevron Texaco, Amex BCE, Barclays Ring, Chase Freedom, Chase Freedom Unlimited, Best Buy Visa, Marvel MCMust garden until 2/1/2022 to hit my goal AAOA. Smiley Indifferent
Message 105 of 503
slund5499
Established Contributor

Re: The BarclayCard CLI Soft Pull thread

I already called and got the PC to rewards Visa and an APR reduction. At the time of the call....no SP CLI was offered.

In the garden since 02/1/23. Newest Account AU Discover It 10K
02/23 Scores; EQ 608 TU 642 EX 575 CCU: 20%, Inq. 2, 1, 2 Collections $39K
Lending Club: newest account 2/3/23. Old Fico 1/17 EQ 530 TU 542 EX 512

Message 106 of 503
SecretAzure
Valued Contributor

Re: The BarclayCard CLI Soft Pull thread


@slund5499 wrote:

I already called and got the PC to rewards Visa and an APR reduction. At the time of the call....no SP CLI was offered.


Forgive me, I misunderstood! I hope in time they will offer you more. I hope soon.

"Show your thanks with action! Hit the "Kudos" button (the stripe with the star) for every post you find helpful to show your appreciation to the community of great individuals who help you on these forums" -Me

Active Cards: Chevron Texaco, Amex BCE, Barclays Ring, Chase Freedom, Chase Freedom Unlimited, Best Buy Visa, Marvel MCMust garden until 2/1/2022 to hit my goal AAOA. Smiley Indifferent
Message 107 of 503
slund5499
Established Contributor

Re: The BarclayCard CLI Soft Pull thread

Barclays is a wierd lender at times with approval, CLI and PC.

 

I am certain I will not see an auto CLI since I have too many new accounts in the last 6 months, too many inquiries, too many tradelines reporting balances (overall usgae is 22%) and most likely experience with Barclay.

In the garden since 02/1/23. Newest Account AU Discover It 10K
02/23 Scores; EQ 608 TU 642 EX 575 CCU: 20%, Inq. 2, 1, 2 Collections $39K
Lending Club: newest account 2/3/23. Old Fico 1/17 EQ 530 TU 542 EX 512

Message 108 of 503
SecretAzure
Valued Contributor

Re: The BarclayCard CLI Soft Pull thread


@slund5499 wrote:

Barclays is a wierd lender at times with approval, CLI and PC.

 

I am certain I will not see an auto CLI since I have too many new accounts in the last 6 months, too many inquiries, too many tradelines reporting balances (overall usgae is 22%) and most likely experience with Barclay.


Very weird lender. Sometimes we spend too much, sometimes we spend too little. They're looking for the goldilocks' members to give all the credit to.

"Show your thanks with action! Hit the "Kudos" button (the stripe with the star) for every post you find helpful to show your appreciation to the community of great individuals who help you on these forums" -Me

Active Cards: Chevron Texaco, Amex BCE, Barclays Ring, Chase Freedom, Chase Freedom Unlimited, Best Buy Visa, Marvel MCMust garden until 2/1/2022 to hit my goal AAOA. Smiley Indifferent
Message 109 of 503
7ate9
Valued Member

Re: The BarclayCard CLI Soft Pull thread

Many, MANY thanks to the OP for creating this thread and to everyone else here.

 

I was able to get my APR reduced from 17.99% to 13.99% and got a $1500 CLI from $4500 to $6000 on my regular Arrival card literally about 15 min ago.  I casually asked the CSR about my interest rate, and he suggested that I talk to an acct specialist to see if I was eligible to get it lowered.  He transferred me to a very nice woman who was able to lower it by 4% which she mentioned is the max amount that they can lower it at any given time.  When she asked me if I had any other questions, that's when I asked her about a CLI.   She mentioned she could submit a request without running a credit check, and so obviously I took her up on the offer Smiley Happy.  She asked me my income and then came back with a $1500 increase.  Yeah!!!!  I just logged in to the website and confirmed the new APR and CL are already there.

 

FYI they haven't updated my FICO score since 1/26, so even if you haven't been softed in the last 30 days, still give it a try. 

 

Since I have just the regular platinum Arrival MC, I wonder if my new CL makes me eligible to PC to the Arrival+??  Maybe I'll try that out later this year.

 

Thanks again everyone for your advice and good luck!


*******************************************************************************
TU08 740(1/20/16)

Last app: 06/19/2015
Message 110 of 503
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