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The Definitive Amex 3X CLI Guide

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Moderator Emerita

Re: Amex 3X CLI

@Rush

Yes, since you received a CLI you need to wait 180 days from approval.
Message 431 of 3,700
Super Contributor

Re: Amex 3X CLI

After requesting an cli , got an message stating too much debt from other creditors. Does amex look at things like loans and mortgage to make decisions on CLI?



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EQ SW bank enhanced 11/16/16 839 CK fako 822 11/16/16
TU Fico discover 10/19/16 814 Fako 819 Creditkarma 11/16/16
Message 432 of 3,700
Senior Contributor

Re: Amex 3X CLI


mongstradamus wrote:

After requesting an cli , got an message stating too much debt from other creditors. Does amex look at things like loans and mortgage to make decisions on CLI?


As per the previous replies on your other, separate post, yes.

Message 433 of 3,700
Contributor

Re: Amex 3X CLI

What happens if you apply on Day 63, 64, 65, etc.? Does this only work on Day 61?

Message 434 of 3,700
Valued Contributor

Re: Amex 3X CLI

I'm pretty sure any time after 61 day and your fine

SIlver:

Message 435 of 3,700
Frequent Contributor

Re: The Definitive Amex 3X CLI Guide Discussion Thread

I request my increase on day 68, gave it an extra week just to be safe. While I didn't get 3x CLI I did go from $8k to $12,500. I think it had to do more with my income vs the date of the request.
NFCU Cash Rewards | CSP | WalMart MC | Target Red Visa | Citi Costco | AMEX BCE
Message 436 of 3,700
Valued Contributor

Re: The Definitive Amex 3X CLI Guide Discussion Thread

Jed did you request 3x or 12500

SIlver:

Message 437 of 3,700
Frequent Contributor

Re: The Definitive Amex 3X CLI Guide Discussion Thread

I request an increase to $24k, but was denied and countered with the $12.5
NFCU Cash Rewards | CSP | WalMart MC | Target Red Visa | Citi Costco | AMEX BCE
Message 438 of 3,700
Established Contributor

Re: The Definitive Amex 3X CLI Guide Discussion Thread

If you don't mind Jedi what were your stats/income?

Message 439 of 3,700
Frequent Contributor

Re: The Definitive Amex 3X CLI Guide Discussion Thread

Income $32,500. TU 751 and can't remember the other two off the top of my head. FICO 733
NFCU Cash Rewards | CSP | WalMart MC | Target Red Visa | Citi Costco | AMEX BCE
Message 440 of 3,700