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I am catching up on the thread after a long break from the forums. Kudos to everyone helping each other out and posting their experiences.
Looks like Lexie has been the guardian angel !! Kudos
@MustangSaluki wrote:I am catching up on the thread after a long break from the forums. Kudos to everyone helping each other out and posting their experiences.
Looks like Lexie has been the guardian angel !! Kudos
Hardly! This thread has been successful because of all the users participating, both in asking questions and responses.
Obviously, you get the big kudo for being the OP!
Can someone tell me if I'm correct? My member since date is July 8th and I'm counting that my 61st day should be September 9th...is this correct??
Also, do you think I should even do the 61 day 3x increase since my ED card was part of an app spree consisting of applying and receiving 6 new accounts? I know, I know, that was crazy but it was a one time thing to start my credit good and let all my inquiries age and fall off together. I'm just not sure if I should still request my 3x increase or if I should just wait the 6 months. TIA!
Successful 61day
MyFico/Other Handle:Trilom
Initial CL: 2000$
61 day/181 day CLI: 61 day
Amex Utilization @ CLI: 0%
Overall Utilization @ Last EX Soft Pull: 1-3%
Ratio of Income/(Overall Available Credit) (4 decimal places): 27.0000
Number of new credit lines opened since opening Amex account or last Amex CLI: None
Total $$ value of all transactions since Amex account opening or last Amex CLI: 1100$
7-10 day message and then an instant email saying my account hasn't been open 60 days. I opened on 7/6/2014 so by my calculations today is 61st day. I was going to wait until tomorrow just to be safe, but I thought WTH. Am I wrong?
@dallasjetfan wrote:7-10 day message and then an instant email saying my account hasn't been open 60 days. I opened on 7/6/2014 so by my calculations today is 61st day. I was going to wait until tomorrow just to be safe, but I thought WTH. Am I wrong?
You're at 59 days. The attempt is null & void at this point, resubmit it on Saturday to be sure. 3x shall soon be yours!
Does it go by when the card is activated or by when you received the card?
@PrimeRate wrote:
@dallasjetfan wrote:7-10 day message and then an instant email saying my account hasn't been open 60 days. I opened on 7/6/2014 so by my calculations today is 61st day. I was going to wait until tomorrow just to be safe, but I thought WTH. Am I wrong?
You're at 59 days. The attempt is null & void at this point, re-do it Saturday to be sure. 3x shall soon be yours!
Do they count the day opened?? I will give it a shot on Saturday.
61 days is based on account creation, not necessarily day of approval