The Definitive Amex 3X CLI Guide

[09Lexie]

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@CalAlumnus13 wrote:

So I submitted my first Amex CLI request in May, and my 180 days would have been up in November. However, a few days ago Amex auto-CLI'd me a $4,500 increase.

Does this reset the 180-day limit, or does that limit only apply to customer-initated CLI requests?

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No, it only applies to customer initated clis

[buck_russell]

nope,  same thing just happened to me....

61 day was back in April, went from 1,200 to 3,600

Got an Auto increase from 3,600 to 5,000 in early Oct BEFORE my 181 3x

So when 181 rolled around, I went for it and requested 15k and got it.

One happy camper right here....

[Anonymous]

I started with 13k and went for the 60day 3x CLI.... Got the 4506t notification -_-

[Anonymous]

Just called and requested 24.5k instead of 39 to avoid the FR (for now). Got approaved instanly. ill ask for the additional 15k in afew months. 

[baller4life]

Congrats!! It's very common to get the 4506t request when asking for over $25k.

[aav]

Good to know! My 60 day cli date for bcp is in a few weeks and  don't want to ask for the 45. I can live w/ 24.5k If approved. Did you have a balance or was acct pif?  So you were able to make two calls? One request for 39 then for 24.5.

[Anonymous]

PIF. I had about 3 3k payments in the 60 days. 

[aav]

wow.  Congrats!  Great job! I plan to pif on the 3 amex cards before applying. I noticed you have a citi card with a low CL as do I. I've had the card for two years and have had two small very  increases. It's the first card I got after rebuilding. Going to work on building that one up.

[dabearsv2]

I'm about to request my 181-day 3x CLI tomorrow. I am currenty at 15k CL. Would I request 24.5k or 25k to best avoid submitting any tax documentation?

Also, after my 181-CLI request, when can I next request a CLI?

Thanks!

[s_haliz]

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@Anonymous wrote:

I started with 13k and went for the 60day 3x CLI.... Got the 4506t notification -_-

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What is your annual income? And what is your total credit / income ratio?