The Definitive Amex 3X CLI Guide

[Cashbackjunky]

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@Anonymous wrote:
Back up and enter amounts of 1k less per try until it's automatic. That is, if you get the 4506 request...

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Really? I can just hit "back" on my web browser and try again? 

My account won't "remember" that it just requested a 4506?

Cheers!

[MrsCHX]

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@Cashbackjunky wrote:

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@Anonymous wrote:
Back up and enter amounts of 1k less per try until it's automatic. That is, if you get the 4506 request...

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Really? I can just hit "back" on my web browser and try again? 

My account won't "remember" that it just requested a 4506?

Cheers!

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Yep. It's a recurring piece of advice in this thread.

[Cashbackjunky]

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@MrsCHX wrote:

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@Cashbackjunky wrote:

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@Anonymous wrote:
Back up and enter amounts of 1k less per try until it's automatic. That is, if you get the 4506 request...

---

Really? I can just hit "back" on my web browser and try again? 

My account won't "remember" that it just requested a 4506?

Cheers!

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Yep. It's a recurring piece of advice in this thread.

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Right on! 

As you can imagine, I didn't want to sift through 327 pages of replies, so I appreciate you reiterating it. 

I'm going to utilize this method and report back tomorrow how the 3x CLI goes. 

Wish me luck! 

Cheers!

[Anonymous]

Unless my timing is off, my 61 days came and went and no CLI . I was approved on 3/24. I received the 7-10 days message. If i was too early would I have gotten an instant denial or the 7-10 days? I'm OK waiting 90 days. That's the rollercoaster Discover has me on.

[Gmood1]

7-10 is the standard denial. I'd give it 181 days and then try again, if the 91 days doesn't yield anything.

[Anonymous]

Try again in 91 days.

As I tell everyone in here, the 61 day CLI is a rare bird. It's only given at day 61 to those with the strongest credit profiles.

[credit_endurance]

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@Anonymous wrote:
Try again in 91 days.

As I tell everyone in here, the 61 day CLI is a rare bird. It's only given at day 61 to those with the strongest credit profiles.

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+1

[Cashbackjunky]

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@Cashbackjunky wrote:

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@MrsCHX wrote:

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@Cashbackjunky wrote:

---

@Anonymous wrote:
Back up and enter amounts of 1k less per try until it's automatic. That is, if you get the 4506 request...

---

Really? I can just hit "back" on my web browser and try again? 

My account won't "remember" that it just requested a 4506?

Cheers!

---

Yep. It's a recurring piece of advice in this thread.

---

Right on! 

As you can imagine, I didn't want to sift through 327 pages of replies, so I appreciate you reiterating it. 

I'm going to utilize this method and report back tomorrow how the 3x CLI goes. 

Wish me luck! 

Cheers!

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Just tried the 3x CLI this morning for anyone who's interested... 

Like I said above, today is my 61st day since account opening and I decided to try the 3x CLI. 

My SL for the BCP card was $14,500, so I decided to ask for $40,000.

The system asked for a 4506 income verification form, so I hit back on the web browser and went down in $1k quantities until I was approved for the CLI without income verification... I ended up getting $34,000!!

This puts my total CL at $146,900!!

For data points for anyone reading this, my fico scores at the time of CLI were as follows:

- Experian: 786

- Equifax: 799

- Transunion: 795

Good luck to all of you requesting your 3x CLI! 

Cheers!

[Anonymous]

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@Cashbackjunky wrote:

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@Cashbackjunky wrote:

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@MrsCHX wrote:

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@Cashbackjunky wrote:

---

@Anonymous wrote:
Back up and enter amounts of 1k less per try until it's automatic. That is, if you get the 4506 request...

---

Really? I can just hit "back" on my web browser and try again? 

My account won't "remember" that it just requested a 4506?

Cheers!

---

Yep. It's a recurring piece of advice in this thread.

---

Right on! 

As you can imagine, I didn't want to sift through 327 pages of replies, so I appreciate you reiterating it. 

I'm going to utilize this method and report back tomorrow how the 3x CLI goes. 

Wish me luck! 

Cheers!

---

Just tried the 3x CLI this morning for anyone who's interested... 

Like I said above, today is my 61st day since account opening and I decided to try the 3x CLI. 

My SL for the BCP card was $14,500, so I decided to ask for $40,000.

The system asked for a 4506 income verification form, so I hit back on the web browser and went down in $1k quantities until I was approved for the CLI without income verification... I ended up getting $34,000!!

This puts my total CL at $146,900!!

For data points for anyone reading this, my fico scores at the time of CLI were as follows:

- Experian: 786

- Equifax: 799

- Transunion: 795

Good luck to all of you requesting your 3x CLI! 

Cheers!

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Excellent!!!! Thanks for reporting back your results! Now, as I've heard in here before, you will get a whole slew of letters in the mail requesting the 4506, just disregard them, as you've gotten the CLI.

Now next time, if you're pushing it... This method may not work, since you have a high limit now. Still try, but don't get upset if there's no dice next time.

[Cashbackjunky]

Excellent!!!! Thanks for reporting back your results! Now, as I've heard in here before, you will get a whole slew of letters in the mail requesting the 4506, just disregard them, as you've gotten the CLI.

Now next time, if you're pushing it... This method may not work, since you have a high limit now. Still try, but don't get upset if there's no dice next time.

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I didn't realize I would still get requests for the 4506.. it's fine if I just disregard them? 

I am fully expecting to not to get another CLI on this card for a long while, and with it being my highest limit and pretty much my newest card, I'm fine with that. 

Cheers!