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Thanks TinyKay. I've had it since 10/28 of 2014, and on 12/31 of 2014 I went for the 3x CLI, was denied, do not remember why but I felt it was because I had a balance with them at 19%. Tried again in April this year, denial reason was overall debt to credit ratio (high UTIs at overall 39% on other accounts, none for Amex). This time around, everything was reporting at 0, and my last EX FICO 08 pulled in Nov that I see on Amex's site said 724 score.
I followed this guide to the tee and it worked. I was approved initially for $10,000 BCE and then requested a CLI fater 61 days and was approved for $30,000.
My questions is where do I go from here? Can I go over $30,000? I requested another CLI the other week, but I got the 7-10 day message.
Wow, that's great! Congrats!
This works like a dream! I just hit day 64 today. I put in an online request, included my gross income, and BOOM! I went from an initial 5,000 to 15,000 in 5 seconds. Awesome guide, thank you for the information!
@symphonix wrote:I followed this guide to the tee and it worked. I was approved initially for $10,000 BCE and then requested a CLI fater 61 days and was approved for $30,000.
My questions is where do I go from here? Can I go over $30,000? I requested another CLI the other week, but I got the 7-10 day message.
That's an interesting question. I have multiple AMEX cards (Platinum, Everyday Preferred, Clear), been a cardmember for 10+ years. My scores (as of 11/21, last time I did a 3B check) were EQ 811, TU 808, EX 801. No lates ever, no BK, no "baddies".
I saw your question here ("how high can I go?") and I wondered myself. I had $22.5K as CL on one of my cards, $42K across all my AMEX accounts (not including, of course, charge cards). So I tried for 2x CL increase on the 22.5K - a 3x CLI sounded a bit excessive to me.
Anyhow, it came back immediately approved - the new CL on that card is now $45K. So now you know that you can go *at least* $45K on a single AMEX account, and $60K+ across multiple AMEX accounts.
Looking to request a 3x cli from 7k to 21k on my personal AMEX but am also looking to apply for a new simply cash business card. Which should i do first ? I'd like to be approved for both. My scores are exactly 700 across.
@EW800 wrote:
Hoping to clairify something, if I may. I mistakenly put in for a CLI a couple of weeks before it had been 180 days since my last increase. Would this denial because I tried too soon start a 90 day clock, or would I be okay to go for it again once I know the original 180 days has passed? Thanks!
The early request does not reset the timetable. You're good to try at 180 days