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New Contributor
Posts: 52
Registered: ‎05-21-2012
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Re: The Definitive Amex 3X CLI Guide

[ Edited ]

Thanks for this. What are some recommended ways to use this card before asking for the 3x CLI? I made a big purchse between 20-40% of the credit line each of the 2 months and paid them off immediately (before the charge even posted - so I had a negative balance in both instances). In the first month I posted a statement of 2% utilization, this statement I have 4% utilization and my statement cuts on like the 19th. Should I make my 2nd statement post $0?

 

2nd question. I added my fiancee as an AU. Can I add her income to mine in the CLI request?

AMEX BCP : $30K | Citi Forward : $15K | Citi Dividend : $14K | BoA Travel Rewards : 7K | NFL Cash Rewards : $6K | Chase Freedom : $10K | Discover IT : $6.5K | AMEX BCE: $5k | Age: 26 | Occupation: Grad Student | CreditKarma: 800TU/812EQ |
New Contributor
Posts: 54
Registered: ‎01-30-2011
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Re: The Definitive Amex 3X CLI Guide

 

So in my example, if my calculations are correct, would be March 3rd 2013?

Established Contributor
Posts: 656
Registered: ‎09-18-2011
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Re: The Definitive Amex 3X CLI Guide

Great information, Thank you!!!!!


Starting Score: EQ=665,TU=618 on Oct 9,2010
EQ=702,TU=725 on Apr 11, 2012 EQ=705 on Oct 31, 2012 Current Score: EQ=702, TU=714 on Dec 8, 2012
Goal Score: 750

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Valued Contributor
Posts: 2,708
Registered: ‎10-16-2008
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Re: The Definitive Amex 3X CLI Guide

Nice job, MustangSaluki!  Smiley Happy

Regular Contributor
Posts: 199
Registered: ‎05-23-2007
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Re: The Definitive Amex 3X CLI Guide

Thanks to this handy guide, I was able to get my 3x CLI today. My initial CL was $2500 and I was just approved for $7500 making this my first CL over $5k!

-------------------------------------------------------------------------------------------------
Starting Score - 575 (4/10)
Current Score - EQ - 750, TU - 752, EX - 728 11/4/12

Current Cards:
AMEX SPG ($7.5k), Amazon.com Visa ($3k), Discover More ($2k) all since 11/4/12

Fighting the good fight!
Regular Contributor
Posts: 207
Registered: ‎07-07-2008
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Re: The Definitive Amex 3X CLI Guide


Revelate wrote:

OK we're going to try something new, may not work so bear with us Smiley Happy.

 

Going to link to this thread from the other thread; this one will be used for discussions going forward in attempts to keep the sticky item clean.

 


Thanks Rev. This looks great. Smiley Happy

Regular Contributor
Posts: 208
Registered: ‎07-27-2012
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Re: The Definitive Amex 3X CLI Guide

Ok, I have a question about counter offers, can you get a counter offer online or only by phone?

Current Cards: AMEX Everyday ($15k), AMEX BCE ($20k), Amex Platinum, Arrival ($11.5k), Merrill+ ($7.5k), Freedom ($5k), Double Cash ($6.5k)

2/16 - 864 Fico EQ (CITI); 818 Fico Ex (AMEX)
Regular Contributor
Posts: 207
Registered: ‎07-07-2008
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Re: The Definitive Amex 3X CLI Guide


Anarchy wrote:

 

So in my example, if my calculations are correct, would be March 3rd 2013?


 If your first statement has not been cut then your calculations are right. 

 

Account open date = Jan 1.

 

Completetion of 60 days is on March 2nd (30+28+2), so March 3rd is correct.

Regular Contributor
Posts: 207
Registered: ‎07-07-2008
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Re: The Definitive Amex 3X CLI Guide


getmycreditright wrote:

Thanks to this handy guide, I was able to get my 3x CLI today. My initial CL was $2500 and I was just approved for $7500 making this my first CL over $5k!


Congrats!

Regular Contributor
Posts: 207
Registered: ‎07-07-2008
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Re: The Definitive Amex 3X CLI Guide


ceemee2203 wrote:

Ok, I have a question about counter offers, can you get a counter offer online or only by phone?


Both process work the same way. If anyone has recently experienced anything different please let us know.

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