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Thinking about applying - Scores

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Anonymous
Not applicable

Thinking about applying - Scores

I know that my FICO 8 is my main score but there are a bunch of other scores like Bankcard score and FICO 9 etc. When I am reviewing scores needed for a certain credit card is it the FICO 8 I should be comparing or one eof the other ones?

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2 REPLIES 2
Gmood1
Super Contributor

Re: Thinking about applying - Scores

I take FICO 9 scores only in consideration for the lenders that use it. Same with Bankcard scores. The FICO 8 scores are my reference scores. 

 

Remember scores do not guarantee an approval. The higher the better as it doesn't hurt your chances.

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Anonymous
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Re: Thinking about applying - Scores

Thank you so much for your reply. I am trying to recover from Bankruptcy for Medical and I'm just now learning really about credit because I never had a credit before. 

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