USAA Platinum Mastercard Approval

Swapmeet · ‎11-27-2012

I have been very hesitant to apply for an unsecured card, but after reading some around here, following some steps that were outlined -- including signing up for score alert . I have been making solid progress on my FICO scores, so I applied for a Wal Mart card a couple days ago and was approved for a $700 limit. I have been a member of USAA for the last year, and after seeing people's positive results with USAA I figured that I might have a shot. So I just applied for the world rewards mastercard. It came back and said that I was approved for the platinum rewards at a CL of 4k. I am very excited about this! I will not be apping anywhere else until I attempt to buy a house in a few months.

My Wallet:
WalMart: ||15k|| USAA Platinum MC: ||26k|| BCE: ||9k|| Chase Freedom Siggy: ||10k|| Discover it: ||6.5k|| SG Visa: ||11k||
USAA World MC: ||23k|| US Bank Cash+ Siggy: ||7.5k|| Citi TYP World MC: ||12k|| Barclays Arrival World MC: ||13k||Citi Double Cash World MC ||25k||Sallie Mae World MC ||18.8k||Fico Scores (3 Fico Monitoring): EQ 751,TU 749, EX 743. Last app: 9-12-14 Sallie

sphinx313 · ‎11-27-2012

Swapmeet that is fantastic! a $4k CL when you were hesitant about even doing it!! Congratulations!

Starting Score: EQ: 383 2/2011
Current Score: TU: 644 EQ: 648 EX: 6?? 2/2015
Goal Score: 700

Take the FICO Fitness Challenge

TrishN · ‎11-27-2012

Do you have any baddies?

10/2012 Started with 588 EQ Fico score and 20+ CA and CO
1750$ total CL
10/2013 in 700 Club
Personal :Total CL 196K
Business : Total CL 200K
Business LOC : 1M
Garden From 10/13/2013

Swapmeet · ‎11-27-2012

@TrishN wrote:
Do you have any baddies?

Oh yes Trish -- hence the hesitation. I was severely behind on my mortgage and did a SS of my house four years ago. I have one collection with a zero balance, that I paid off right before I found this site and learned what a PFD is. I have one current collection for 1600. USAA pulls EQ, as is well doccumented here, and EQ is my best score. It was 550 before I paid off my two small secured cards at which time it jumped to its current spot (over two months, one card paid off each month).

My Wallet:
WalMart: ||15k|| USAA Platinum MC: ||26k|| BCE: ||9k|| Chase Freedom Siggy: ||10k|| Discover it: ||6.5k|| SG Visa: ||11k||
USAA World MC: ||23k|| US Bank Cash+ Siggy: ||7.5k|| Citi TYP World MC: ||12k|| Barclays Arrival World MC: ||13k||Citi Double Cash World MC ||25k||Sallie Mae World MC ||18.8k||Fico Scores (3 Fico Monitoring): EQ 751,TU 749, EX 743. Last app: 9-12-14 Sallie

nicholasyud · ‎11-27-2012

Cngrat very nice limit to start with......Treat them well

Starting Score: 560
Current Score: ?
Goal Score: 800

Epcot · ‎11-27-2012

Nice, Congrats on the approval!

Starting Score: EQ 717 EX 724 TU 736
Current Score: EQ 849 EX 835 TU 841