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Uber Visa Credit Card Data Points Thread for Approvals

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arkane
Established Contributor

Re: Uber Visa Credit Card Data Points Thread for Approvals

Sorry they made you jump through hoops, but glad you got someout out of it at the end. 

 

As for your $4K limit... Well they saw your username (Broke_Triathlete) and got spooked. Smiley LOL

Active:

Closed:


6/8/20:

Message 171 of 333
Broke_Triathlete
Valued Contributor

Re: Uber Visa Credit Card Data Points Thread for Approvals


wrote:

Sorry they made you jump through hoops, but glad you got someout out of it at the end. 

 

As for your $4K limit... Well they saw your username (Broke_Triathlete) and got spooked. Smiley LOL


Now that's funny! That made my day! 

Personal:

Business:


Message 172 of 333
Anonymous
Not applicable

Re: Uber Visa Credit Card Data Points Thread for Approvals

Just got approved the other day!

College student, ~12k income got the initial 7-10 day notice at first. Waited until the next day and then called the recon number and was asked the usual questions and asked about a recently opened auto loan and then approved for $2,500! 

I have a low age of credit history but my FICO TU at the time of pull was a 750. I look forward to the convenient cell phone protection and nice cashback categories on this card!

Message 173 of 333
Anonymous
Not applicable

Re: Uber Visa Credit Card Data Points Thread for Approvals

Instant approval for $11k!

 

TU: 818
Util: 2%
Barclay SM/Commence $15k (Opened 10/2014)
Last inquiries were for my CSR and new mortgage in Oct 2016.

 

I've been gardening since the CSR, but had to take peek outside for the Uber! Hoping to move my Commence limit over to the Uber, and close the Commence. Moment of silence for the Sallie Mae. 

Message 174 of 333
Anonymous
Not applicable

Re: Uber Visa Credit Card Data Points Thread for Approvals

Only approved for $2,400, with Transunion and Equifax at 753, probably because I already have $21,000 worth of limit with Barclay.

Message 175 of 333
Anonymous
Not applicable

Re: Uber Visa Credit Card Data Points Thread for Approvals

Move some credit around. They’ll let you do that.
Message 176 of 333
OmarR
Established Contributor

Re: Uber Visa Credit Card Data Points Thread for Approvals

$12,000 approval.

 

Pulled TU.

 

No accounts with BarClay ever.

 

Sig is current.

 EQ=850   EX=845   TU=843       0/24       UTIL=$1    AZEO

Message 177 of 333
Anonymous
Not applicable

Re: Uber Visa Credit Card Data Points Thread for Approvals

College Student, with exactly a year of credit history. ~713 on the TU, with 1 INQ on it. Got the intitial pending, but got approved for a $500 SL a few minutes later!

Message 178 of 333
OmarR
Established Contributor

Re: Uber Visa Credit Card Data Points Thread for Approvals


@Anonymouswrote:

College Student, with exactly a year of credit history. ~713 on the TU, with 1 INQ on it. Got the intitial pending, but got approved for a $500 SL a few minutes later!


Congrats!

 EQ=850   EX=845   TU=843       0/24       UTIL=$1    AZEO

Message 179 of 333
Anonymous
Not applicable

Re: Uber Visa Credit Card Data Points Thread for Approvals

I got approved with a SL of $1K. It's mostly because I have an 39% utilization rate with the Barclay's Apple Rewards card (promo APR for 24 months), otherwise I have a 3% overall utilization.

All scores in the 750-760+ range
Income: $26K+

Other cards include:
AMEX Blue Cash Everyday - 15K
Barclay's Apple Rewards - 5K
Chase Freedom - 11K
Discover - 9.7K
Marvel MasterCard - 7.5K
USAA Limitless Cashback Rewards - 7K
USAA Preferred Cash Rewards - 5K

Let's just say Barclay's has been the most conservative lender for me. At least it's good limit to not eat out too much. Ha Hopefully, I can combine the Apple card once I pay that off.

Message 180 of 333
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