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Uber Visa Credit Card Data Points Thread for Approvals

Valued Contributor

Re: Uber Visa Credit Card Data Points Thread for Approvals


Jlgab345 wrote:
I got a denial, assuming due to BK13, but really want this card. I have no history with Barclays. Any recon advice before I call?

How recent is your BK13? My ch7 is from 10/2010

 

Call, it wont hurt.  Just make sure you know your credit profile very well, mention how you learned to manage your credit, convince them that they can trust you basically. The number is posted on my first comment on page 1.


Contributor

Re: Uber Visa Credit Card Data Points Thread for Approvals

I called, he was really nice but still a decline. I should have waited until Jan when my TU will be clean (via EE). He said my new accounts post BK need to mature a bit. My score is around 665, in Jan it'll likely be over 700, so I'll give it a shot then.
PenFed Power Cash $5K, SMG $3.5K, Total Rewards $1.5K, Discover It $800, Cap One QS1 $400, Overstock $8K
DC BK13 3/17
Valued Member

Re: Uber Visa Credit Card Data Points Thread for Approvals

Jlgab... I was declined also even with recon. 662 TU, BK13 from 2013. They didn’t really care about any of that but just said I added a lot of credit over the last year.

I have an existing account that I have been running a lot through and making big payments. Thought that might make a difference.

They were nice but ultimately it was a no. It’s even my birthday and that angle just got a chuckle. Lol.
Frequent Contributor

Re: Uber Visa Credit Card Data Points Thread for Approvals

DENIED!!!
741 TU
29INQ’s
16 new accounts
I knew it. Recon UNSUCCESSFUL +3 lol
FICO8
5/17 EX 550 EQ 560 TU 555
11/17 EX 722 EQ 720 TU 746
Penfed promise 9K- Penfed PCR 1k - NFCU Cash Rewards 500 -NFCU CLOC 7.5k - NFCU Auto loan 22K - Walmart 10k- Dicks Rewards 10k- Credit One 500- PayPal2% MC 2K- Stash Hotel’s Visa 7.9K - Williams Sonoma 2.6k - Boscovs 4k -SPGV 4.5K - Amazon 10K- VS(FTW)1k - Fingerhut 1.3K- BP VISA 1K - Indigo 300
WAY TOO MANY INQ's 6% Uti
NO. MORE. APPS. (Till feb for a 2nd navy card) lol
New Contributor

Re: Uber Visa Credit Card Data Points Thread for Approvals

Failure!  Apped, denied, called for recon ,denied.

 

lol said i have too many new accounts.  Forgot I was denied a few months back for the jet blue card also.  Getting old sucks Smiley Happy

 

Anyhoo, congrats to all that received this.  

 

 

Established Member

Re: Uber Visa Credit Card Data Points Thread for Approvals

@gabeerwin Happy birthday!

Valued Member

Re: Uber Visa Credit Card Data Points Thread for Approvals

@fmctatum Thanks!
Regular Contributor

Re: Uber Visa Credit Card Data Points Thread for Approvals

My app went to pending and was later approved for 8.8k after calling recon. Rep confirmed information, and like OP I was able to move my old lines to the Uber.

 

The Rep confirmed that I didn't use my Sallie Mae, and Cash Forward. I asked to move both the credit lines to Uber and they agreed. Got a starting line of 8.8k.

 

Are lines over 5k siggys? I logged into my account and the card pictured says Visa Signature. Guess we'll have to wait and see.

 

I've had 9 inquiries on TU, lower income 5 figures 20-28k, 3% utilization, no baddies, and 2 new accounts in the past 6 months.

 

Edited for grammatical errors.

 


New Contributor

Re: Uber Visa Credit Card Data Points Thread for Approvals

Applied and got the 10 day wait screen.  I called in and was manually approved with a $1,000 limit, but I called back requesting a line increase and was granted a new limit of $6,000, tying the card with BOA and Amex for my highest limit.  I was very put off at first, especially after being denied by Cap1 for the Savor card a week prior, but I've ended up in a very favorable situation.

 

My data points: 

AAoA: 8 months (No joke)

Accounts opened in the last six months: 2 (Amex BCE: 2 months, Amex ED 6 months)

Inquirires on TU: 2 (6 months ago, 1 week ago)

Util: 39% - Carrying a higher than average balance on both Amex cards because I can, and a balance on BOA that will be PIF by end of month

 


                                             ~Deep in the Garden~
Valued Contributor

Re: Uber Visa Credit Card Data Points Thread for Approvals

@sabrewulf152 did you close Sallie Mae card? Everyone I know on other forums wishes they apped for it when it was still around because it's has (or had?) some rewards category no one else did.
FICO8FICO8Visit:
03/1710/17My 11
Rules to
Credit
Rebuilding
550EX
570TU
559EQ
710EX
699TU
734EQ