Venture ?

[Imhotrodcrazy]

While I am looking to replace my US Bank card for various reasons,  I am not an impulsive person,  ( I guess because of my age and being very conservative ),  I think things out for a long time,  maybe too long.  This use to drive my ex-wife crazy.  It would take me weeks to look for a car.   I do appreciate all of the input,  and I will certainly let you know if and when I apply and the results of the app.  That is after I recover from fainting should I get a large starting line.  

[CreditCuriosity]

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@Imhotrodcrazy wrote:

While I am looking to replace my US Bank card for various reasons,  I am not an impulsive person,  ( I guess because of my age and being very conservative ),  I think things out for a long time,  maybe too long.  This use to drive my ex-wife crazy.  It would take me weeks to look for a car.   I do appreciate all of the input,  and I will certainly let you know if and when I apply and the results of the app.  That is after I recover from fainting should I get a large starting line.  

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Nothing wrong with that thought pattern!  

[Anonymous]

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@CreditCuriousity wrote:

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@Imhotrodcrazy wrote:

While I am looking to replace my US Bank card for various reasons,  I am not an impulsive person,  ( I guess because of my age and being very conservative ),  I think things out for a long time,  maybe too long.  This use to drive my ex-wife crazy.  It would take me weeks to look for a car.   I do appreciate all of the input,  and I will certainly let you know if and when I apply and the results of the app.  That is after I recover from fainting should I get a large starting line.  

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Nothing wrong with that thought pattern!  

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@Anonymous,

Agreed.  If OP doesn't have use for it then it is right so not to app.

[Anonymous]

Did you app yet?

[NRB525]

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@Anonymous wrote:
Did you app yet?

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Seriously +1

What is taking so long? App already, what is there to consider?

[Anonymous]

Two $50K limits in one household:

http://ficoforums.myfico.com/t5/Credit-Card-Approvals/Success-from-these-boards/m-p/3787972

That brings us up to four known.

[Anonymous]

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@Anonymous wrote:

Two $50K limits in one household:

http://ficoforums.myfico.com/t5/Credit-Card-Approvals/Success-from-these-boards/m-p/3787972

That brings us up to four known.

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@Anonymous,

I saw that and couldn't believe it based on the initial limits OP provided.  CAP 1 definately has lost their minds

[Juss11]

Scores are not everything. What about income and util? The two from creditboads that got the 50k both put like 150k income.

[CreditCuriosity]

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@Juss11 wrote:

Scores are not everything. What about income and util? The two from creditboads that got the 50k both put like 150k income.

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Income is deffinetly going to factor into the limit they give you.. Someone making 40k they aren't going to give a 50k CL to obviously..  150k isn't an uncommon income really.  I am probably the lowest earner of all my friends...  They are all lawyers and what not anyways so so ya 150k isn't a huge amount of money in the grand sceme of the encomony.. To some it is, others it isn't.  

[Anonymous]

Did your ever app?