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@Anonymous wrote:I'm going to add my 2 cents as well! I personally love this card. The perks you get are awesome and it is a faster growing limit card. I app-ed for it when my credit was dismal and got a $250 limit. It reports monthly and is just worth it overall if you shop at VS (and Bath and Body Works because you can use the card there as well!)
Wow I didn't know that. Good info!!
Thank you
I was excited to see that BBW's took VS cards! However apparently not online they don't. #wompwomp
I just got this card myself with a low limit but once I saw that the CLI comes quick and often I got excited. However if I have to go to the mall to use it at BBW's that'll be like twice a year only since I stock up on my foam soaps etc usually at Christmas and MAAAYBE one other time during a 12 month period.
@Anonymous wrote:To me, it sounds like this isn't a card you would use and definitely not one worth changing your AoAA to gain. I personally LOVE my VS card but I also shop there regularly...my niece and I have a mutual love for PINK apparel. We shop online and in store at least twice some times three times a month.
I would be buying the things any ways so it's a bonus to earn rewards, early invites to the sales and extra free stuff. I was approved in store for $250 in January and now I'm sitting at $1,050 but like I said I use it constantly. I carry about $100 balance on it and pay off the rest monthly. First increase at six months and 1 day. Second increase I believe was at exactly 61 days both were $400 increases each time. It grows for sure but from what I understand/have read, only if you use it regularly.
Good to know that regular usage helps with a CL increase. I suppose i will go shopping...lol !!
@Onthe27thday wrote:
I tried the shopping cart trick and got the pop up for $350. Should I take it? I would use it every now and then ... maybe. But I don't have any other store cards so not sure if it would help me at all. Any advice is appreciated.
Take what you can get....
@Anonymous wrote:
@Onthe27thday wrote:
I tried the shopping cart trick and got the pop up for $350. Should I take it? I would use it every now and then ... maybe. But I don't have any other store cards so not sure if it would help me at all. Any advice is appreciated.Depends on what is your definition of 'worth it'. From your post it doesn't sound like it's a card that you absolutely would use and a $350 store credit card doesn't do much to help your overall credit profile or offset any downside to lowering your AAoA.
+1
@Anonymous wrote:
@Onthe27thday wrote:
I tried the shopping cart trick and got the pop up for $350. Should I take it? I would use it every now and then ... maybe. But I don't have any other store cards so not sure if it would help me at all. Any advice is appreciated.Depends on what is your definition of 'worth it'. From your post it doesn't sound like it's a card that you absolutely would use and a $350 store credit card doesn't do much to help your overall credit profile or offset any downside to lowering your AAoA.
Irish is right, You seem to have a few nice cards with decent limits, so unless you are a heavy shopper at VS, i would not be thrilled to add it to my portfolio.