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Valued Member
carlismycat
Posts: 49
Registered: ‎04-16-2013
0

WHOA!! 9,000. CLI on brand new Citi account .

This is a brand new account ,not even 1 month old yet, cl only was 1200. I don't know if they like doing balance transfers  (I told them I needed more than 1200 to be able to transfer the 3,000. from another card. ) or it was soley what was on my credit report. I did not go through any back door # with Citi . They may have transferred me to someone higher up,but I just started out with the balance transfer offer people. I risked a hard pull and I think it was worth it. I am in shock. I asked for 10,000. just to see what would happen, seriously beleiving I would get a counter offer MAYBE, if not denied.  Is this normal for CIti to do this?

 

So now I don't want to do anything to mess this up, lol. Does anyone know what this bank likes to see from the card holder ,who has this kind of limit?  This is a huge amount for me . Just 5 months ago, my highest limit was 3,750. and my other cards were 200-500. Since then my walmart card has gone up from 400-1200. Discover has gone up to 5,750. , Went on an app spree and got amex true earnings 4,500. limit, amex blue cash preffered 1000. (will work on the CLI on that one,later) , closed the first premier I had (wasn't using it,didn't like it) for the last 3 years, and got first avings to permanently remove the "monthly participation fee" ,AND raise my credit line  . I plan to close that account next spring before the AF hits. So all I have left with low amounts is toys r us ,and orchard bank. My highest APR's and only 500 limits.

 

Those are sock drawered and I will buy a candy bar,and pay it off imediately,every other month maybe. But I don't care if they close. All thanks to reading on this forum ! My score has gone up about 3 times in the last 2 months just from getting credit limit increases,being approved for 5K more credit , and making sure my balances stay very low at statement time.

 

 I do plan to use it a whole lot more but not until 6 months from now. Right now I'm just going to pay bills with it to get my $100 cash back for spending 500 in three months,and also for that balance trasfer that will sit for 6 months,while i pay it down with no APR.

 

Trying to garden again: Myfico Experian: 621, Myfico Equifax : 613, MyFico transunion: 639
Goal : 780

Blogger
HiLine
Posts: 2,949
Registered: ‎10-19-2012
0

Re: WHOA!! 9,000. CLI on brand new Citi account .

Congratulations on the huge CLI! :catlol: If you want to maintain the current limit the only thing you need to do is to make regular purchases on the card. 

Regular Contributor
cclee
Posts: 223
Registered: ‎08-10-2012
0

Re: WHOA!! 9,000. CLI on brand new Citi account .

Wow, congrats, that is awesome!



In The Garden Until 11/01/15 - Last App 11/03/13
Moderator
09Lexie
Posts: 25,941
Registered: ‎09-13-2012
0

Re: WHOA!! 9,000. CLI on brand new Citi account .

Valued Contributor
navigatethis12
Posts: 1,940
Registered: ‎01-24-2012
0

Re: WHOA!! 9,000. CLI on brand new Citi account .

Congratulations on the increase. It's rare that they will entertain an increase before six months.

 

I didnt' spend much on the cards I have and got an increase with them. The one I hadn't used since the bonus posted. So they seem to just like on time payments and a little usage. The one I use the most has a 12,000 limit now, up from 5,000 in December. I have no complaints about Citi; they grow very quickly.

Frequent Contributor
RSCo
Posts: 472
Registered: ‎02-11-2013
0

Re: WHOA!! 9,000. CLI on brand new Citi account .

Nice.... They've been generous to me too lately....   Congrats..

Citi Hilton Honors: $25,000 -- Amex PRG: $NPSL -- Citi TY Premier World: $9,880 -- NWFCU: $7,500 -- Citi Home Depot: $7,000 -- Citi AAdvantage Platinum Visa Sig: $5,000 -- Visa Black Card: $5,000 -- Discover IT: $5,000 -- AmexTrueEarnings: $5,000 -- Amex Gold Delta: $4,500 -- Pottery Barn: $4,000 -- Ethan AllenGE: $4000 -- Chase Slate: $2,500 -- CapOne Platinum: $2,500 -- CapOne Platinum: $2,500 -- AmazonGE: $2,200 -- Barclays BJs: $1,800 -- WalmartGE: $1,500 -- PenFed LOC: $500
Valued Contributor
Gunnar419
Posts: 1,158
Registered: ‎01-23-2013
0

Re: WHOA!! 9,000. CLI on brand new Citi account .

That is amazing. I don't have any Citi account because I've been nervous about their customer service and some arbitrary CLDs and other things I've heard about, but a story like yours might make me change my mind.

Valued Contributor
ezdoesit
Posts: 1,051
Registered: ‎03-16-2013
0

Re: WHOA!! 9,000. CLI on brand new Citi account .


RSCo wrote:

Nice.... They've been generous to me too lately....   Congrats..


+1 Congrats that a lot better than Amex 61day 3x CLI. 

Super Contributor
enharu
Posts: 6,995
Registered: ‎02-27-2013
0

Re: WHOA!! 9,000. CLI on brand new Citi account .

grats!

 

Citi on other hand is trolling me so hard right now -_-

JPMorgan Palladium (100k), AmEx Platinum (NPSL), AmEx SPG (46k), AmEx BCP (42k), Chase Sapphire Preferred (47k), Citi Prestige (31k), Citi Thank You Preferred (27k), Citi Executive AAdvantage (25k), JPMorgan Ritz-Carlton (21k), Merrill+ (15k), US Bank Cash+ (22.5k), Wells Fargo (12k), Bloomingdale’s (12.4k), Chase Freedom (5k), Discover IT (5k).
Valued Member
carlismycat
Posts: 49
Registered: ‎04-16-2013
0

Re: WHOA!! 9,000. CLI on brand new Citi account .

Thanks ! It feels really good,because I can use their balance transfer offer now .

Trying to garden again: Myfico Experian: 621, Myfico Equifax : 613, MyFico transunion: 639
Goal : 780


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