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Wal-mart to Wal-mart Discover

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fedxboy
Established Contributor

Wal-mart to Wal-mart Discover

I've been anxiously awaiting for a Walmart Discover upgrade from my Walmart Store Card.    Looks like I'll be waiting forever, since I've had my Walmart card since Oct 2011.  I realize it's not forever, but I've read how others get their store card upgraded or they get an invitation upon signing in to their store card -- NO DICE either way for me.

 

I asked Cust Serv how to get an upgrade and they've said to reapply.  I reapplied this morning and got the 7-10 message, which I didn't think was too good.  So I called 18772947880, not a backdoor number and they wanted to verify my cell phone by sending a text to it to have me verify.   Finally, they said....okay, you're approved for 3K.

 

Granted, it's not the way I wanted this to happen and she did say, it's a new account -- not an upgrade as you can have both.  Oh well, just thought i'd share!



(7/23/16) AMEX FICO EX 728, (6/20/16) Discover FICO TU 747, (7/24/16) Barclays FICO 750 (TC Lines $400+K) AAoA= 4.3 yrs
Message 1 of 12
11 REPLIES 11
dabrian
Frequent Contributor

Re: Wal-mart to Wal-mart Discover

Does the Disover have added benefits that the store card doesn't have?
NFCU Sig Cash-20k/ Amex BCP-19.4k/ Amex Costco-1.2k/Chase Marriott-12k/CSP-13.4k/ Freedom-5.5k/ Discover IT-14k/NCSECU-5k/Walmart-10k/Lowes-25k
Message 2 of 12
dabrian
Frequent Contributor

Re: Wal-mart to Wal-mart Discover

Discover
NFCU Sig Cash-20k/ Amex BCP-19.4k/ Amex Costco-1.2k/Chase Marriott-12k/CSP-13.4k/ Freedom-5.5k/ Discover IT-14k/NCSECU-5k/Walmart-10k/Lowes-25k
Message 3 of 12
tcbofade
Super Contributor

Re: Wal-mart to Wal-mart Discover

It is on the Discover network and can be used anywhere Discover is accepted, not just wallymart.

02/01/24 Fico 8: EX 757, EQ 803, TU 783.
Fico 9: EX 760 12/16/23, EQ 790 02/04/24, TU No idea.

Zero percent financing is where the devil lives...
Message 4 of 12
Epcot
Valued Contributor

Re: Wal-mart to Wal-mart Discover

Congrats on the Discover approval. Seems hit or miss to get upgraded from the store card. Glad you got it though!

Starting Score: EQ 717 EX 724 TU 736
Current Score: EQ 849 EX 835 TU 841
Message 5 of 12
Cadillac-XTS
Established Contributor

Re: Wal-mart to Wal-mart Discover

Congrats

Message 6 of 12
wallyworld123
Frequent Contributor

Re: Wal-mart to Wal-mart Discover

congrats on the approval if u decide u can transfer your credit limit on your reg walmart card to your discover version.Smiley Happy

Message 7 of 12
Sparkz1920
Frequent Contributor

Re: Wal-mart to Wal-mart Discover

1% Cash Back.....use on the Discover Network. Nothing to brag about

 

i got the upgrade because it was offered to me. I like Old Navy's better since I get points for certificates 


Starting Score: 601
Current Score: 670
Goal Score: 700


Take the FICO Fitness Challenge

NFCU Rewards- 8K......AMEX Delta Skymiles-5k.....Citi AAdvantage AMEX-3.5K...WalMart Discover-4K....Old Navy Visa-2k...BOA-3000...AMEX Green-NPSL....Discover More-1K
Message 8 of 12
crazysxycool
Regular Contributor

Re: Wal-mart to Wal-mart Discover

Congrats! 


Starting Score: TU: 663 EQ: 632 EX: ?
Current Score: TU: 721 (12/02/12) EQ: 704 (12/2012 via SW) EX: 712 (11/19/12 via Amex)
Goal Score: 700 (ALL)


Take the FICO Fitness Challenge
Message 9 of 12
FloridaState12
Established Contributor

Re: Wal-mart to Wal-mart Discover

I too log into my account everyday hoping to see that upgrade offer Smiley Very Happy

 

I'm not holding my breath, though. I rarely use the card, but it's good for util and free FICO so I keep it open. 

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Message 10 of 12
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