Walmart Pre-Qual?

[Anonymous]

OK, Got another letter but, before I threw it out, DW likes WM. I hate WM.

However, if I app, can you apply for the MC version, not the store? The letter gives few details

[OmarGB9]

I don't believe you get to choose. It's whatever they approve you for (if they approve you of course).

[Kirmie2010]

Not using the pre qual.  If its a pre qual for the store card its just for that.  Pre qual for MC version, itd be that one.

You can always apply online for the MC version =/  Risk not getting approved or getting a store card instead though for your HP.

[Anonymous]

There doesn't appear to be an exclusice MC app so I'll pass. There is nothing appealing about a sub-$5K store card from a two-bit retailer

[Jerry45]

Try Sam's Club. Ithink you get 5% off gas,and 3% for dining.

[Anonymous]

Closest Sam's is 25 miles. Already have Costco & old BJs

[ryox03]

You can use their store card online to buy from other retailers. Example, I just used the site a couple of weeks ago to get a video card from tigerdirect. On top of that you get the price comparisons. 

[Anonymous]

Is the initial app always a store card or is the MC a possibility?

[Anonymous]

I don't like Wal Mart's way of doing business but took their prequal card 13 months ago for $600 and now it's at $6000. Great for utilization.  Plus for selected health and beauty aids stuff that we cant get at Costco, and oddball non food items, we use it. I buy just odds and ends there foodwise.

If you had a Target prequal I would say forget it. But you can get a good limit out if Wal Mart if you go for clis every 4 months via chat.

[Existentialist]

---

@Anonymous wrote:

Is the initial app always a store card or is the MC a possibility?

---

You'll be approved on the card U most qualify for.