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No one even knows the denial reason and already everyone is against Wells Fargo.
@navigatethis12 wrote:No one even knows the denial reason and already everyone is against Wells Fargo.
I will update when the letter comes. So curious to learn the reason since was just approved only last night for a PayPal Mastercard with reasonable limit and they also pulled the same bureau.
I always read mostly nothing but NEGATIVE experiences when coming across well fargo's posts so maybe there really is something amiss about them. Dunno but don't care anymore to bother with them if they can't even approve a simple store card with a 715 score, no derogs, excellent Util etc.
@CreditMagic7 wrote:
@navigatethis12 wrote:No one even knows the denial reason and already everyone is against Wells Fargo.
I will update when the letter comes. So curious to learn the reason since was just approved only last night for a PayPal Mastercard with reasonable limit and they also pulled the same bureau.
I always read mostly nothing but NEGATIVE experiences when coming across well fargo's posts so maybe there really is something amiss about them. Dunno but don't care anymore to bother with them if they can't even approve a simple store card with a 715 score, no derogs, excellent Util etc.
Crappy limits a lot of the time, usually tricky to get a decent CLI from them, mediocre-poor rewards on cards, and in my case, several days of having to wait just to get denied for a card from them. They wasted a ton of my time for nothing. I'm sure they're going to ruin the Dillards card quite well since they acquired it from Sync Bank.
@chalupaman wrote:
@CreditMagic7 wrote:
@navigatethis12 wrote:No one even knows the denial reason and already everyone is against Wells Fargo.
I will update when the letter comes. So curious to learn the reason since was just approved only last night for a PayPal Mastercard with reasonable limit and they also pulled the same bureau.
I always read mostly nothing but NEGATIVE experiences when coming across well fargo's posts so maybe there really is something amiss about them. Dunno but don't care anymore to bother with them if they can't even approve a simple store card with a 715 score, no derogs, excellent Util etc.
Crappy limits a lot of the time, usually tricky to get a decent CLI from them, mediocre-poor rewards on cards, and in my case, several days of having to wait just to get denied for a card from them. They wasted a ton of my time for nothing. I'm sure they're going to ruin the Dillards card quite well since they acquired it from Sync Bank.
Well, at least i got that one out of my system for good
@CreditMagic7 wrote:
@navigatethis12 wrote:No one even knows the denial reason and already everyone is against Wells Fargo.
I will update when the letter comes. So curious to learn the reason since was just approved only last night for a PayPal Mastercard with reasonable limit and they also pulled the same bureau.
I always read mostly nothing but NEGATIVE experiences when coming across well fargo's posts so maybe there really is something amiss about them. Dunno but don't care anymore to bother with them if they can't even approve a simple store card with a 715 score, no derogs, excellent Util etc.
WF is known to be tough to get approved. They are conservative like FNBO.
Ron.
@chalupaman wrote:
@CreditMagic7 wrote:
@navigatethis12 wrote:No one even knows the denial reason and already everyone is against Wells Fargo.
I will update when the letter comes. So curious to learn the reason since was just approved only last night for a PayPal Mastercard with reasonable limit and they also pulled the same bureau.
I always read mostly nothing but NEGATIVE experiences when coming across well fargo's posts so maybe there really is something amiss about them. Dunno but don't care anymore to bother with them if they can't even approve a simple store card with a 715 score, no derogs, excellent Util etc.
Crappy limits a lot of the time, usually tricky to get a decent CLI from them, mediocre-poor rewards on cards, and in my case, several days of having to wait just to get denied for a card from them. They wasted a ton of my time for nothing. I'm sure they're going to ruin the Dillards card quite well since they acquired it from Sync Bank.
Not too many people go to Dillards to shop not because of their stuff is expensive. They were hoping they changed card issuers might help their business. I don't think WF is going to help. I only used my card once to buy online. I didn't bother to go inside the store. Their stuff is always overprice even it's on sale.
Ron.
@Ron1 wrote:
@chalupaman wrote:
@CreditMagic7 wrote:
@navigatethis12 wrote:No one even knows the denial reason and already everyone is against Wells Fargo.
I will update when the letter comes. So curious to learn the reason since was just approved only last night for a PayPal Mastercard with reasonable limit and they also pulled the same bureau.
I always read mostly nothing but NEGATIVE experiences when coming across well fargo's posts so maybe there really is something amiss about them. Dunno but don't care anymore to bother with them if they can't even approve a simple store card with a 715 score, no derogs, excellent Util etc.
Crappy limits a lot of the time, usually tricky to get a decent CLI from them, mediocre-poor rewards on cards, and in my case, several days of having to wait just to get denied for a card from them. They wasted a ton of my time for nothing. I'm sure they're going to ruin the Dillards card quite well since they acquired it from Sync Bank.
Not too many people go to Dillards to shop not because of their stuff is expensive. They were hoping they changed card issuers might help their business. I don't think WF is going to help. I only used my card once to buy online. I didn't bother to go inside the store. Their stuff is always overprice even it's on sale.
Ron.
Right. I prefer Macy's. If only they'd upgrade the wife's card to the AMEX..
@Anonymous wrote:
@Ron1 wrote:
@chalupaman wrote:
@CreditMagic7 wrote:
@navigatethis12 wrote:No one even knows the denial reason and already everyone is against Wells Fargo.
I will update when the letter comes. So curious to learn the reason since was just approved only last night for a PayPal Mastercard with reasonable limit and they also pulled the same bureau.
I always read mostly nothing but NEGATIVE experiences when coming across well fargo's posts so maybe there really is something amiss about them. Dunno but don't care anymore to bother with them if they can't even approve a simple store card with a 715 score, no derogs, excellent Util etc.
Crappy limits a lot of the time, usually tricky to get a decent CLI from them, mediocre-poor rewards on cards, and in my case, several days of having to wait just to get denied for a card from them. They wasted a ton of my time for nothing. I'm sure they're going to ruin the Dillards card quite well since they acquired it from Sync Bank.
Not too many people go to Dillards to shop not because of their stuff is expensive. They were hoping they changed card issuers might help their business. I don't think WF is going to help. I only used my card once to buy online. I didn't bother to go inside the store. Their stuff is always overprice even it's on sale.
Ron.
Right. I prefer Macy's. If only they'd upgrade the wife's card to the AMEX..
Dillards stuff is more expensive than Macys. Dillards doesn't give out any discount coupon. You can call them to upgrade to Amex. I did it to both Macys and Bloomingdales. They upgraded my Bloomingdales store card to Amex without HP.
Ron.
@Ron1 wrote:
@Anonymous wrote:
@Ron1 wrote:
@chalupaman wrote:
@CreditMagic7 wrote:
@navigatethis12 wrote:No one even knows the denial reason and already everyone is against Wells Fargo.
I will update when the letter comes. So curious to learn the reason since was just approved only last night for a PayPal Mastercard with reasonable limit and they also pulled the same bureau.
I always read mostly nothing but NEGATIVE experiences when coming across well fargo's posts so maybe there really is something amiss about them. Dunno but don't care anymore to bother with them if they can't even approve a simple store card with a 715 score, no derogs, excellent Util etc.
Crappy limits a lot of the time, usually tricky to get a decent CLI from them, mediocre-poor rewards on cards, and in my case, several days of having to wait just to get denied for a card from them. They wasted a ton of my time for nothing. I'm sure they're going to ruin the Dillards card quite well since they acquired it from Sync Bank.
Not too many people go to Dillards to shop not because of their stuff is expensive. They were hoping they changed card issuers might help their business. I don't think WF is going to help. I only used my card once to buy online. I didn't bother to go inside the store. Their stuff is always overprice even it's on sale.
Ron.
Right. I prefer Macy's. If only they'd upgrade the wife's card to the AMEX..
Dillards stuff is more expensive than Macys. Dillards doesn't give out any discount coupon. You can call them to upgrade to Amex. I did it to both Macys and Bloomingdales. They upgraded my Bloomingdales store card to Amex without HP.
Ron.
They're always sending us 10% off coupons and occasionally mailers for 20% off.
Still expensive..
As far as the Macy's Store -> Macy's AMEX, Will it be a new TL?
@Anonymous wrote:
@Ron1 wrote:
@Anonymous wrote:
@Ron1 wrote:
@chalupaman wrote:
@CreditMagic7 wrote:
@navigatethis12 wrote:No one even knows the denial reason and already everyone is against Wells Fargo.
I will update when the letter comes. So curious to learn the reason since was just approved only last night for a PayPal Mastercard with reasonable limit and they also pulled the same bureau.
I always read mostly nothing but NEGATIVE experiences when coming across well fargo's posts so maybe there really is something amiss about them. Dunno but don't care anymore to bother with them if they can't even approve a simple store card with a 715 score, no derogs, excellent Util etc.
Crappy limits a lot of the time, usually tricky to get a decent CLI from them, mediocre-poor rewards on cards, and in my case, several days of having to wait just to get denied for a card from them. They wasted a ton of my time for nothing. I'm sure they're going to ruin the Dillards card quite well since they acquired it from Sync Bank.
Not too many people go to Dillards to shop not because of their stuff is expensive. They were hoping they changed card issuers might help their business. I don't think WF is going to help. I only used my card once to buy online. I didn't bother to go inside the store. Their stuff is always overprice even it's on sale.
Ron.
Right. I prefer Macy's. If only they'd upgrade the wife's card to the AMEX..
Dillards stuff is more expensive than Macys. Dillards doesn't give out any discount coupon. You can call them to upgrade to Amex. I did it to both Macys and Bloomingdales. They upgraded my Bloomingdales store card to Amex without HP.
Ron.
They're always sending us 10% off coupons and occasionally mailers for 20% off.
Still expensive..
As far as the Macy's Store -> Macy's AMEX, Will it be a new TL?
Yes, it will be a new TL. Macys Amex got its own credit lines. You use it as Amex cards if used outside the Macys store. Macys Amex acts as Macy Card if used inside the Macys. You don't have to carry your Macys card.
Ron.