Called regular customer service and asked for a CLI, confirmed it was a soft pull. Only asked for a 3K increase, approved bringing limit to 10K. No new soft pull so they probably used the last soft review from Sep. 3 when EX was 770. Now at 783.
First successful customer-intitated CLI on this card in almost 7 years. Opened in 2006.
Still a little surprised for two reasons:
1. WF loves to make unnecessary EX hard pulls, no issue with EX frozen.
2. Last year still had a very old unpaid medical baddie they would deny any CLI request. Even a HP and recon with EO was useless, they claimed it was “recent” and didn't trust a long-time customer. And yet, their automated system twice gave me $1500 auto CLIs after I used BT checks!
Bottome line: Wells Fargo was by far the worst bank I dealt with when I had medical collections reporting.
Has anyone else noticed this treatment from WF before/after getting a clean report?
Discover IT $17k / US Bank Ace (VSig) $13.5K / US Bank Cash+ (VSig) $13.5k
