Wells Fargo chances for 0%BT 15 months

[Anonymous]

Hello Community!

Looking for a few months to pay off a high interest CC @ 0%

Checking out Wells Fargo because: I am on my Grandmother's savings account there with good balance.

(Don't know if that helps or not)

I don't use the account at all, except if she needs something.

There is always a PreQual Visa Sig on sign in, but I'm assuming that's for her.

I don't want citi and I won't qualify for chase.

Would consider cap one, but rather not have the triple pull.

EX stands @ 692 w/ 11 INQ/3 recent and several new accts in OCT 15/ 1 new acct JAN16 / 3 new accts JUNE 16

I know MMMV, and I've read as much as I can on here, but I'd appreciate some experienced feedback.

TIA.

[Anonymous]

get on an incognito window and try a prequal in your name and information.

Maybe grandma wants a Visa signature and put you as AU and go that route?

[12njoy]

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@Anonymous wrote:

Hello Community!

@Anonymous for a few months to pay off a high interest CC @ 0%

Checking out Wells Fargo because: I am on my Grandmother's savings account there with good balance.

(Don't know if that helps or not)

I don't use the account at all, except if she needs something.

There is always a PreQual Visa Sig on sign in, but I'm assuming that's for her.

I don't want citi and I won't qualify for chase.

Would consider cap one, but rather not have the triple pull.

@EX stands @ 692 w/ 11 INQ/3 recent and several new accts in OCT 15/ 1 new acct JAN16 / 3 new accts JUNE 16

I know MMMV, and I've read as much as I can on here, but I'd appreciate some experienced feedback.

TIA.

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I was just denied for the cash back card due to inq's (I have a lot more than you) and too many new accounts.  I have 47 inq's and about 25 is from this year.  I am an existing WF customer with two cards from them already.  Good luck

[Anonymous]

Thanks for the responses.

I'm going to wait it out until some other balances show paid and some new good CLIs show up next month.

I had to rearrange my finances a bit to get to where I can pay before statement cuts instead of after. That has helped with UTL quite a bit.

I don't mind if they report sometimes, but not all at the same time.

Also wondered if it makes a difference if I go into the bank as opposed to online.

I'm not a fan of doing this at all, but if it would mean the difference between approve or decline...