What Credit Cards am I likely to get approved for with a 707 FICO score?

[Anonymous]

Hello!
I'm looking to expand my current collection of cards. Right now I have a Cap1 Platinum MasterCard, the Discover IT card, and the BCE from Amex.
Experian shows only one hard pull, 100% on time payments, 30% utilization, with the only negative marks being a short credit history as my oldest card was opened only 7 months ago. Any suggestions?

[Anonymous]

A 707 FICO is nice, however that short history is like a barrier a lot of creditors want a minimum AAOA of 6 months.

What's your profile aside from your score, such as income?

[Anonymous]

I'm 19, make 27k annually, no loans, no rent/mortgage payments, employed full time, 10k in savings, entering Darden's MIT program next year which will hopefully double my income by this time next year

[Anonymous]

I messaged you.

[Anonymous]

The cards you apply for should be ones that suit your needs, spend and lifestyle.  Without any of that information it's impossible to offer suggestions.

[SouthJamaica]

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@Anonymous wrote:
Hello!
I'm looking to expand my current collection of cards. Right now I have a Cap1 Platinum MasterCard, the Discover IT card, and the BCE from Amex.
Experian shows only one hard pull, 100% on time payments, 30% utilization, with the only negative marks being a short credit history as my oldest card was opened only 7 months ago. Any suggestions?

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My suggestion is to wait 6 months and then apply for a Chase Freedom or Freedom Unlimited, whichever suits you better.