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US bank denied CLI. Again.
They're really, really tough. No love from them even after 14 months of history.
Said my TU 04 Bankcard was 622. What gives? There's anywhere between 40-60 points difference between my TU 08 and this score, and it's in the worse direction.
I was hoping Bankcard will put more weightage on credit cards rather than other loans. And my account only has credit cards (and a couple of paid off student loans, small amounts).
No bueno.
Well I got in my inbox...
Credit.com and Credit Sesame finally started to report a FAKO for me... I suppose thats progress from no file to thin but scorable file...
I so would like to jump on the Nasa bandwagon.. Seems like good rates AND an awesome design... but at least 6 months to go or is it 5.. Wouldnt try for anything (cept perhaps Disc) untill the one year mark..
@godscountry wrote:6 cards came in the mail today from my monumental app spree....
Costco TE Business
US Bank Flexperks
WF Propel 365
Citi Double Cash
CSP
AMEX PRG with updated MSD
Wow! I think my record is 3 cards in one day.
My overstock MC came in the mail, registered online then went to overstock.com , it says register for club o membership 4.95$ , i started the chat she asked for name, address.. Then she came back with this- your application is pending, you were not approved for master card yet, once you get approved, membeship will be activated. I was like its right in my hand.. Lol... Then she looked it up again and said , i think our system is not updated then she said alright you are such a good cusomer, i will activate your membership right away for 1 year, i said ok thankyou .. I logged in after sometime, it shows a new tab my club o rewards, when i clicked on it it got a message - " your membership expires 09/29/2014 , renew it today !!!!
FICO08 12/2014 | EQ 777 | TU 799 | EX 767 |
Yesterday I got my replacement Simplicity card w/ chip, due to fraudulent charges. Someone decided to go on a shoe shopping spree, and it wasn't me. First one didn't have chip, looks nice with it.
Why am I excited to look in my mail box everyday. It's not like I get anything cool. Just bills.
an invatation to the new centurian lounge at la guardia airport from amex and the usual round of daily citi "pre selected" (tricky wording lol) mailings for the DC and simplicity
Yesterday I got my two membership cards for my NASA savings account. Last Friday I got my shiny new Chase Freedom. Hopefully with a new month rolling in, I'll get interesting pre-quals.
Both me and my mom got interesting letters from Barclay's saying we clicked to apply for rewards card through card match tool, which we never did, but there was a problem. That seems kind of scammy on Barclay's part. I am wondering if our accounts have gotten hacked now