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What should be the order?

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Anonymous
Not applicable

What should be the order?

My current fico8 are in the range of 716 - 722.  My AAoA is 11 months.  I have 4 enquiries within the last 12 months on each credit bureau.  My shared secured loan with a 7% utilization will report next month so I am hoping it will boost my credit scores.

 

I am looking to apply for citi thank you preferred, amex everyday, amex gold charge (same day to combine pulls), chase IHG, cap one venture.

 

Thanks.

6 REPLIES 6
Anonymous
Not applicable

Re: What should be the order?

Citi, Chase, Cap1, Amex;
last two could be swapped how you like, but Citi first of the 4
Message 2 of 7
SunriseEarth
Moderator Emeritus

Re: What should be the order?


@Anonymous wrote:

My current fico8 are in the range of 716 - 722.  My AAoA is 11 months.  I have 4 enquiries within the last 12 months on each credit bureau.  My shared secured loan with a 7% utilization will report next month so I am hoping it will boost my credit scores.

 

I am looking to apply for citi thank you preferred, amex everyday, amex gold charge (same day to combine pulls), chase IHG, cap one venture.

 

Thanks.


I'm guessing that Chase and AMEX will pull EX, Citi will pull EQ (but possibly EX), and Cap One all three.   I'd probably go Chase, Citi, AMEX, Cap One.  



Start: 619 (TU08, 9/2013) | Current: 809 (TU08, 3/05/24)
BofA CCR WMC $75000 | AMEX Cash Magnet $64000 | Discover IT $46000 | Disney Premier VS $43600 | Venmo VS $30000 | NFCU More Rewards AMEX $25000 | Macy's AMEX $25000 Store $25000 | Cash+ VS $25000 | Altitude Go VS $25000 | Synchrony Premier $24,200 | Sony Card VS $23750 | GS Apple Card WEMC $22000 | WF Active Cash VS $18,000 | Jared Gold Card $16000 | FNBO Evergreen VS $15000 | Citi Custom Cash MC $14600 | Target MC $14500 | BMO Harris Cash Back MC $14000 | Amazon VS $12000 | Freedom Flex WEMC $10000 | Belk MC $10000 | Wayfair MC $4500 ~~
Message 3 of 7
Anonymous
Not applicable

Re: What should be the order?

Where I am located, chase will pull TU and/or EQ.  Amex pulls EX.  Cap one pulls all 3 and not sure about citi but they will probably pull EQ.

 

So, I was thinking citi - chase - cap one - amex?

Message 4 of 7
Anonymous
Not applicable

Re: What should be the order?

Citi more sensitive to inquiries than Chase, Cap1 and Amex less then either; that's why my original post had your order
Message 5 of 7
Anonymous
Not applicable

Re: What should be the order?

chase, citi and amex pulled Exp

Cap1 pulled all 3 of them.

for my apps

 

So I would apply Citi, Chase, Amex, Cap1

Message 6 of 7
Anonymous
Not applicable

Re: What should be the order?

 
Message 7 of 7
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