@Anonymous wrote:
@2BrownDogs wrote:So I got the decision from Cap 1. They stated that the credit score was too low. However the credit score they listed on the letter as their basis for denial is not even in the ballpark of where my current scores are. (I have daily monitoring) Do you know, do they use a score other than the Fico8 for CLI approvals?
I believe they use Fico 4
Thank you, JustMe3!!
OH!!!! Just read that letter in more detail. They used as score from March 29!! That is such an out of date score!
That is not abnormal unfortunately. If you read these threads, apparently it's almost common practice for them to be behind a month or so on the SP they use to decide on approval.
