Wait until you are prequalified with a 18.99 or lower and you will get a decent limit. Probably 6 months from now or so. No need to check the pre qual everyday, they only soft pull monthly so you will get the same offers for approx 30 after you first request. Just check once a month or so for the next six. First you will get a 22.99 offer, then when you are more qualified it will move Down to 1899 or lower. That's when it is best to apply
