Who does BOA pull for credit card applications?

raydmercer2345 · ‎12-01-2014

Who does BOA pull for new credit card applications? Im in FL. Thanks!

uswala · ‎12-01-2014

I think is usually Experian but they can pull other as well.

Check out the credit pulls database.

uswala · ‎12-01-2014

Meanwhile, I checked my records and for my app they had pulled all 3 here in Texas. Last month they pulled EX for my DW's app.

Anonymous · ‎12-01-2014

Both mine were TU here in New Hampshire.

AzaleaB · ‎12-02-2014

For me they pulled EQ. I'm in NY.

Starting Score: EX:570, 8/2011
Current
Scores(8/30/18): EX08:850; EQ08:850,
TU08:847 Inqs(12 mo): EX/0, EQ/0, TU/0
Goal Scores: 800+
My Cards: BoA Rewards: 30K, Discover IT: 50K, Arrival : 13.3K, CDP: 30.1K, Amex PRG, Amex ED: 22.5K, Amex BCP: 20K, FU: 21K, CSR: 35K, Amazon Store: 20K, Macys:10K, Diners Club:40K

Anonymous · ‎12-02-2014

@uswala wrote:
I think is usually Experian but they can pull other as well.
Check out the credit pulls database.

Not to hijack your thread OP. But I am so sick of these prime banks pulling from Experian. Why? All cards I have applied to are always experian. Can someone explain?

Anonymous · ‎12-02-2014

It perhaps has something to do with the fact that EX inquiries are very sticky.

Anonymous · ‎12-02-2014

I'm in FL too and applied for a secured card. They pulled Experian on me. Instant denial and 7-10 day letter.

Anonymous · ‎12-02-2014

@Anonymous wrote:
It perhaps has something to do with the fact that EX inquiries are very sticky.

You are probably right.......

Anonymous · ‎12-02-2014

@Anonymous wrote:
I'm in FL too and applied for a secured card. They pulled Experian on me. Instant denial and 7-10 day letter.

Sorry to hear that.. But a secured card should be a soft pull just my 2 cents.