Whoops app spree

hatch · ‎03-04-2014

So since 2/16/14 I have put in a few apps and it has gotten out of hand but did get a few approvals, score 630ish

wells fargo 1,000

care credit 1,000

old navy 200

macys 300

b of a secured 300

kinda crazy 17 months post bk7 40 plus inquires on each report

300 300 1000 1000 1000 300 450 5750
750 200 300 300 200 300 AU 8700

-Wade- · ‎03-04-2014

@hatch wrote:
So since 2/16/14 I have put in a few apps and it has gotten out of hand but did get a few approvals, score 630ish
wells fargo 1,000
care credit 1,000
old navy 200
macys 300
b of a secured 300
kinda crazy 17 months post bk7 40 plus inquires on each report

Congrats on your approval If i were you i would garden for a while.

"Garden Club Member " Old user name newportguy*** Current Score: myFico EQ - 830 (07/16/2015) Discover TU Fico - 833 (09/03/2016) EX Fico - 839 ( 09/01/2016 ) ******* Amex - BCP 11.5K * Discover - IT 43.5 K * U.S. Bank Cash + Visa Signature 15.3 K * PenFed - Cash Rewards 15K *PenFed Power Cash 19K ** Amex - GDSM 10K ******FICO 800 Club Member ******* EQ 830 *** TU 833 *** EX 839 ***
****** Last HP & New TL was March 6th 2014 *** GOAL: No HP's or New TL's for 2 + years and 840's Scores ******

Vegas247 · ‎03-04-2014

Congrats!!!

$600

Barclaycard® Rewards MasterCard® - Average Credit

$6500

Blue Cash Everyday® Card from American Express

$30k

16k

12k VSiggy

gdale6 · ‎03-04-2014

@hatch wrote:
So since 2/16/14 I have put in a few apps and it has gotten out of hand but did get a few approvals, score 630ish
wells fargo 1,000
care credit 1,000
old navy 200
macys 300
b of a secured 300
kinda crazy 17 months post bk7 40 plus inquires on each report

Congrats to your success

I think I would quit for awhile and let your credit reports quit smoking..... enjoy.

DB117 · ‎03-04-2014

WHEN DID YOU GET THE MACYS CARD? I applied last week online and received an inital CL of 300$ I called the credit card reps and asked if I can have a higher starting limit and she said absolutely she also said credit scores of 600-640 automatically qualify for an initial credit limit of 600.I would call ASAP and get your line increased it is a soft pull!!!

Starting Score: 12/13/13: TU 540
Current Score: 02/25/14 EX 615 EQ 612 TU 640
Goal Score: 700

Take the myFICO Fitness Challenge

alvon123 · ‎03-05-2014

congrats

Navy Cash Rewards Visa Signature 30,000 @ 11.65%

Comenity Caesars Rewards Visa $20,000 @22.99%

USBANK Kroger Rewards World Elite Mastercard $19,000 @23.99%

Gunnar419 · ‎03-05-2014

@hatch wrote:
So since 2/16/14 I have put in a few apps and it has gotten out of hand but did get a few approvals, score 630ish
wells fargo 1,000
care credit 1,000
old navy 200
macys 300
b of a secured 300
kinda crazy 17 months post bk7 40 plus inquires on each report

Congrats on the approvals, but YES, this is kinda crazy. As others have said, you do need to garden, but more than that, you need to understand and get a handle on your financial behaviors. Don't get yourself in trouble again.

master · ‎03-05-2014

Congrats, how long after BK you applied for Macys and BofA Secure Credit Card

yudeology101 · ‎03-05-2014

Wow you've been busy! Congrats on your new cards, treat them well and let those INQs fall off nicely.

JPM Ritz Carlton $8k I UMP Club $8k I CSP $8k | Chase Hyatt $5k I AMEX Green NPSL I AMEX Delta $2k I Citi AA $2k | C1 QS $4.5k
BOA UNC-CH Alumni $6k I Hawaiian WEMC $3k I Arrival $6.5k I IT $1.5k | Merrill+ $2k | Lowes $12k | Apple $2k | +23more
Scores: EQ:671 (FICO ↑ 11) EX:686 (FICO ↔ N/C) TU:686 (FICO ↑ N/C) *8-5-14*

Overall UTIL: 14% *Gardening Since: 1/20/16*
------------------------------------------------------------
Need to stay out of trouble.... Go Heels!!! ... GC Watchlist ( #1 since 12-12-13)