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Member
millworx
Posts: 18
Registered: ‎04-03-2011
0

WooHoo Discover IT! and Couple more cards Finally!

So after getting a pre-approval for Citi Diamond Preferred for $5500 the other day, I decided to pull my scores, EX: 720, EQ:712, TU: 652

 

So I figured since I've been gardening for the past 10 months I might as well app a couple times see what I can get.

 

Started by calling my CU and requesting a CLI of $2500 (currently was $1000)... 1 hour later, approved!

 

Then checked the card offers on Discover, and based on a soft pull it recommended the IT card... before I was never getting recommendations! So I apped, and got the 5-7 business days stuff. Went to dinner and called them when I got back, (as I was on the phone with them another rep called me from there haha) Anyways, rep just asked me about my job then asked why I wanted the card.... Approved $2500 limit!

 

I also always wanted the total rewards visa as I play poker almost everyday, and go to Reno and Vegas a lot but never got the pre-approved app before. But logged in today and bam pre-approved with a soft pull only with a $5000 limit!

 

Went to sportsman guide as well since I was never getting a popup there before, and got the popup for the visa card there as well. No idea what the limit is hopefully it will be at least $2500.

 

Well from the high 400s FICO 9~10 months ago and now this is where I am today! My app spree is over. Back to the garden... 6 credit cards and one auto loan did the trick in improvement, hopefully the sock drawer rotation with the additional cards will help more!

Senior Contributor
Wanderer
Posts: 4,665
Registered: ‎10-03-2008
0

Re: WooHoo Discover IT! and Couple more cards Finally!

Congrats!
Valued Contributor
gdale6
Posts: 9,263
Registered: ‎12-13-2013
0

Re: WooHoo Discover IT! and Couple more cards Finally!

nice run

EX Cred Ses 08/14: 767 ; EX Fico 04 V2 06/14: 775; EX Fico 08 07/14 778 ; EX Fico 08 BC 07/14: 800
EQ Fico 05/14 781 ; EQ MPM 07/14: 721
TU Fico 8 07/14: 719; TU MPM 06/14 706
Moderator
Kenny
Posts: 5,542
Registered: ‎01-15-2009
0

Re: WooHoo Discover IT! and Couple more cards Finally!

Congrats! You've traveled far! :smileyhappy:
Starting Score: EQ04: 748 (1/31/14) - TU08: 755 (1/06/14)
Current Score:EX08:791(10/05) - EQ04:763(8/29) - EQ08:790(10/16) - TU08:808(10/02)
Goal Score: 800+
Valued Contributor
BigBS
Posts: 2,218
Registered: ‎02-18-2014
0

Re: WooHoo Discover IT! and Couple more cards Finally!

Congrats!


AMEX BCP - $34.5K | AMEX Delta SkyMiles Gold - $10.4K | AMEX Platinum - NPSL | BofA BBR VISA - $15K | BofA Merrill Lynch + VS - $15K | Barclaycard Arrival WMC - $17.5K | Chase freedom VS - $5.5K | Citi TY Pref WMC - $21.9K | Coldwater Creek MC - $15K | Discover it - $11.5K | FIA AMEX - $16K | Synchrony Bank/HH Gregg - $10K | LMCU PP VISA - $10K | NFCU cashRewards VS - $30K | NFM (Store Card) - $6K | PFCU Platinum CRV+ - $39K | US Bank Cash+ - $16.5K | US Bank Cash+ - $12.5K | USAA WMC - $20.3K Last HP 24 Jul 14 - Gardening into 2015.
Member
millworx
Posts: 18
Registered: ‎04-03-2011
0

Re: WooHoo Discover IT! and Couple more cards Finally!

Yes!! I decided to go for one more card just now. Amazon Rewards Visa... I applied got the dreaded 30 day review. Figured I might have gotten denied.... But alas 30 minutes later... just now I got the welcome email! $4k credit limit!

 

Okay I think I'm really done now.

Established Member
Kohler
Posts: 22
Registered: ‎07-04-2013
0

Re: WooHoo Discover IT! and Couple more cards Finally!

Congrats. I used to play poker online before black friday. :smileyhappy: Have you ever met any professional players? Sorry for OT.

Established Member
Kohler
Posts: 22
Registered: ‎07-04-2013
0

Re: WooHoo Discover IT! and Couple more cards Finally!

I mean like players that are on TV a lot. :smileyhappy:

Valued Contributor
One7
Posts: 1,797
Registered: ‎07-24-2013
0

Re: WooHoo Discover IT! and Couple more cards Finally!

Congratulations!  You have a lot to be proud of

MyFico Current Scores: EX 758 EQ 787 TU 723 (All 3 starting scores were mid 500s 2/18/13 )
Diners Club WEMC 15k | Citi AA Exec WEMC 11k | BofA Trav Rwds Sig 10k | BofA Cash Rwds Sig 5k | Merrill+ Sig 5k | Hawaiian Air WEMC 7k | JP Morgan Ritz Carlton Sig 5k | Chase Frdm 5.4k | Chase CSP Sig 5k | Marriott Premier Sig 6k | Amex PRG: NPSL | Amex SPG 3k | Amex Costco 1.2k | Citi TYP Sig 5k | Barclay Rwds 5k | Total Rwds Sig 8k | Cap1 QS Visa 3k | SG Rwds 8k | GM WEMC 3k | Wlmart MC 4k | Discover It 1.4k | Dillards Amex 2k | NASA 30k | US Bank Plat 300 | Lowe's 5.5k | Jared 5.1k | Kay 5.1k | J Deere 5k | CareCredit 6.6k | Home Depot 14k | Amazon 2.3k | PayPal SC 4k | Chevron 1.8k | Macy's 1.5k | J Crew 5.6k | +4 Cards
Mega Contributor
coldnmn
Posts: 13,959
Registered: ‎08-08-2011
0

Re: WooHoo Discover IT! and Couple more cards Finally!

Congrats! Thanks for sharing.

My Wallet /US Bank Cash+ Signature $10,000/ Ace US Bank Signature $10,000 / Sam's Mastercard $8000
/ Walmart Mastercard $8000 / Discover IT $5000 / Care Credit $5000
/ Husqvarna $5000 / PayPal SmartConnect $4800 / Cap1 Quicksilver $4000 / Barclay Ring $3550
Last App 8/12/14 /


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