Word for the wise, discover cli decline punishment.

[zerbherb]

ill gladly take that. Just to not need to pay thing off early.

[SomeGuyOnTheWeb]

Discover has been nothing but good to me. Gave me a starting limit of $7,500 when my only card at the time was $300, then auto bumped me up to $9,500. I later requested a CLI to $11K. I don't put much more than $700 on it a month, depending, either. I did carry a balance for a while to make use of the 0% promo period, but since then I've been PIF. I guess I'm just lucky.

[Anonymous]

I've also had nothing but good experiences with Discover.

Started off with $750 from them last July. Took an HP for an increase to $1,250 about four months after that, and then got an SP increase to $4,250 about six weeks ago when I tried online.

Discover + Chase Freedom is a nice combo for a nice variety of rotating categories, and in particular Discover's Q4 category of all online purchases is especially useful.

It certainly maintains a prominent position in my wallet, right next to my BCE and Quicksilver.