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Hi Everyone. I am a long time lurker of myfico but had a question I could not already find the answer to so I signed up today to inquire.
I just apped for a cap 1 card and approved on the 20th ( 2 days ago ). I heard if you app for Cap 1 multiple times during the same time period they count as 1 inquiry.
I shop Kohls a lot and was asked if I wanted the card today. Since I would benifit from the savings I am thinking of applying. My question is will it be a hard hit if I just apped for Cap 1 2 days agao? Or could I get lucky and have a SP. I wont app if it will most likely be a HP because I am always trying not to have to many inquiries and try hard to keep it maybe one or two a year.
Thanks in advance for any insight.
I don't believe shared pulls work with co-branded cards. I'm not 100% sure but I don't think so....
Awe stinks. I guess I will hold off on it for now. Thanks for taking the time to help me
Thanks credit guy. All. Changed. Do you know which place the one pull is from?
@Anonymous wrote:Thanks credit guy. All. Changed. Do you know which place the one pull is from?
They have always been a reliable Equifax puller for me.