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I applied for the chase freedom online a few minutes ago. I got a message that said they need additional time to review my application. They will send me a decision as soon as possible by mail and if approved I'd receive my card within 7-10 days.... my question is has anyone else got the same message and what was your outcome? ? I'm guessing it's not an immediate outright denial?
Just received this email from chase.com :
Thank you for submitting a credit card application to Chase.
Here's what you can expect next:We'll let you know of our decision through U.S. mail within the next 30 days. Please don't resubmit this application while waiting for our decision.
If we approve your application, we'll send your card and other important information to you by U.S
mail. Once you receive your card, call the number on the sticker right away so you can take advantage of everything your card has to offer.
If we don't approve your application, we'll send you a letter explaining why.
Thank you for applying for a Chase credit card
This is pretty normal these days. It is mostly verification issue. I suggest call them.
Ok thanks so much. ..do I just Google chase recon #?
@Anonymous wrote:Ok thanks so much. ..do I just Google chase recon #?
There is a thread here with all recon numbers: http://ficoforums.myfico.com/t5/Credit-Card-Applications/Backdoor-Numbers/td-p/408066
@Anonymous wrote:I applied for the chase freedom online a few minutes ago. I got a message that said they need additional time to review my application. They will send me a decision as soon as possible by mail and if approved I'd receive my card within 7-10 days.... my question is has anyone else got the same message and what was your outcome? ? I'm guessing it's not an immediate outright denial?
Call the recon number. Look in the sticky thread up top under "Helpful Threads" and then "Backdoor Numbers"
@Anonymous wrote:I applied for the chase freedom online a few minutes ago. I got a message that said they need additional time to review my application. They will send me a decision as soon as possible by mail and if approved I'd receive my card within 7-10 days.... my question is has anyone else got the same message and what was your outcome? ? I'm guessing it's not an immediate outright denial?
i got that message for the Chase Amazon, Freedom and AARP and i was approved for all 3, so you might be approved too
Called spoke with a kinda snooty credit analyst. Said application denied because of too many newer accounts
@Anonymous wrote:Called spoke with a kinda snooty credit analyst. Said application denied because of too many newer accounts
Sorry to hear that.
How many new accounts have you got recently?
@Anonymous wrote:Called spoke with a kinda snooty credit analyst. Said application denied because of too many newer accounts
Don't give up. Call them again tomorrow ... Some those analysts have miserable lives and are just mean.